Canadian phone bill debt enforceable in the UK?

[NotABigDebt]

Hello,

 

I'll keep this short and digestible in bullet format.

• UK born, raised, citizen etc. Worked in Canada for 3 months.
• Had a phone SIM whilst in Canada with Rogers.
• Before getting on the plane, I binned the SIM and never used it again - I paid each month so figured it was PAYG. 
• With NO other communication I received an email from a Canadian debt collector offering payment solutions (instalments etc) on a debt of $800CAD to the phone company. 
• I am now back in the UK and live here permanently.
• I would happily pay any debts I think were reasonably deserved but this is either a mis-charging or some other payment issue. 
• Their email briefly mentions court action.
• The DCA that the email is from appears is Canadian. 
• The debt is for about 500GBP after conversion - which is a lot of money for me an is not something I could pay right now.

 

And therefore, my questions are:

1. What should I do?
2. Do I pay the debt? I called the phone company and they said there's nothing they can do about it now as it is with the DCA. 
3. If I do not pay the debt, is it enforceable?
4. Will they go to court over it?

 

It is important to note that I'd like to maintain a good financial status in the UK as it will be/is looked at for security clearance purposes. 

 

Thanks a lot for the help.

[dx100uk]

1.nothing

2.no-one

3.no

4.no.

 

dx

[NotABigDebt]

Thanks DX.

I trust your answers as a person clearly more experienced in this field than I, but could you please provide some information as to why they won't chase - just for my peace of mind.

 

Their email mentions insolvency, court, etc - presumably as an intimidation tactic?

Below is an excerpt which has me worried.

 

Quote

your file has been assigned to our firm with the intention of filing an Application for Bankruptcy Order ("Application"), pursuant to section 43(1) of the Bankruptcy and Insolvency Act

 

 

Again, thanks for your response and expertise. 

[dx100uk]

simply block and bounce their emails...problem solved.

and

read the red bits below...

 

there is absolutely nothing they a DCA can do.

 

that's down to their clients and as even with bogus UK mobile phone debts which solely comprise of supposed monthly fees till end of a supposed xx mts terms contract, they are totally unenforceable as there was no service for you to even use as it had been disconnected.

 

we call it flying a kite to see if a mug wants to line the pockets of a powerless DCA as they want free money to go down the pub with.

 

 block and bounce their emails.

do not ever respond.

 

dx