Lowell Claimform - OH's Vanquis Card Debt ***Settled at Mediation***

[dx100uk]

urm....try PDL general forum

i'll post the link later out at present

[gwebstech]

found it mate

 

thanks

[gwebstech]

So mediation happened,i blagged it and i told them that i didnt think they would get  judgement as to my knowledge there were some t&c missing and that that might potentially get a judge to throw it out.

 

She came back and said, they said i had copied and pasted the defence and that the necessary t&c were all there and that it was basically an open and shut case.. My only thing i could argue was that the terms werent there in full and so it was a risk them going to court, a risk i was prepared to take.

 

The mediator was a cow, she tried to belittle me and show me up as i couldnt remember what the CCA request stood for, but even though i couldnt remember, i knew the important bits about what it needed to contain so i stood my ground and long story short got the debt cut in half

 

I should have prepared a bit better really but as i was doing it for her she was happy that some got knocked off.

 

Now im going to send the IRL lending letter and hope she gets the rest wiped off

 

thanks to the team here for the amazing help

 

 

[AndyOrch]

Quote

so i stood my ground and long story short got the debt cut in half

 

So has the claim been settled at mediation ?

[gwebstech]

yes mate

 

sorry, i ought to have made it clearer