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Admin Fee Applied to my Westminster Collections Account

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I bought some coins from Westminster Collections. I agreed  to pay £19 per month for 5 months to clear the account. I made some payment but was unable to pay the remainder at the time because I lost my job.


I have now cleared the amount owing. They applied an admin fee of £30 before the debt was cleared. The account is now showing an total amount owing of £30 being the admin fee.


I have contacted them to say that I refuse to pay the admin fee as I believe it is an illegal amount as they will not be able to justify the cost to them for clearing the breach is £30. It is just a standard fee they charge.


They have now passed the debt to C.A.R.S. (Creditlink Account Recovery Solutions). They have sent me a letter stating,

"We have been authorised and duly appointed to finalise recovery of the outstanding amount by our above named client." (Westminster Collections)

"To avoid any further action being taken against you please settle the account in full within 10 days from the post date."


I must add that the amount they have quoted includes an additional amount which I have now paid.


My question;  is this admin fee legally enforcable?


I believe it is not, besides, it would not be financially viable to chase £30 through the courts.

Don't let the fatherless chillen get ya! :grin:


Barclays - settled in full £4799.38 ;)

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unlawful not illegal


simply ignore them




please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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