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hi  does a refund of charges from bcard reset the statue barred time

all data was received from bcard to be sure when default notice was issued and

 

last payment the default dropped off credit file 6 months ago

a letter from bcard says a refund of charges will be given to the dca that bought the debt

even though a claim for charges was never done

just the data request for statements etc .thks

 

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it does not

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

had a couple of fishing letters from hoist portfolio  asking me to get in touch  and saying i could be offered a discount  and they want to help me and save the world 

is it best to just ignore   or is it best to send them  a this debt is statue barred  as i know it is 

 

thks 

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have they ever had one?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no never sent them anything    the default dropped off credit report in   i april 2020

last payment i believe was  about end of 2013

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sb letter time

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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