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    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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You have received a SCOTTISH Court Claim - What you need to do. **updated May 2023**


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There are TWO types of Claims In Scotland :

Simple Procedure Claims for Sums Under £5000 

simple procedure (scotcourts.gov.uk)

Ordinary Cause Claims for Claims over £5000

Please follow the relevant posts below for the type of claim you have received.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to You have received a SCOTTISH Court Claim - What you need to do. **updated May 2023**

For Simple Procedure Claim Raised from May 2023 Onwards:

copy and paste the questions below to your topic and answer each one at it's end.

From the form 3a

.........................copy from below here (Click on the give answers here in red for each..type your answer)

Name Of The Sheriff Court: Give answer here

Name of Claimant: Give answer here

Claimants Solicitor: Give answer here

Ordered to pay £xxxx: Give answer here

E1 Complete details from box (minus your pers details or ref/account numbers): Give answer here

E2 All ticked items from E2  (minus your pers details or ref/account numbers): Give answer here

E3 is this debt covered by the Consumer Credit Act :(YES/NO): Give answer here

E4 Complete details from E4 box (minus your pers details or ref/account numbers but state How many digits the account number has i'e 16 digits): Give answer here

E5 Complete details from E5 box (minus your pers details or ref/account numbers : Give answer here

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Give answer here

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Give answer here

Did you inform the claimant of your change of address? Give answer here

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Give answer here

When did you enter into the original agreement before or after April 2007 ? Give answer here

Do you recall how you entered into the agreement...On line /In branch/By post ? Give answer here

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Give answer here

If YES Please give the Quote Defaulted Date From the DEbt Summary line Defaulted Date = DD/MM/YYYY

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Give answer here

Were you aware the account had been assigned – did you receive a Notice of Assignment? Give answer here

Did you receive a Default Notice from the original creditor? Give answer here

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Give answer here

Why did you cease payments? Give answer here

What was the date of your last payment? Give answer here

Was there a dispute with the original creditor that remains unresolved? Give answer here

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Give answer here

if you have been given a last date for response state it here: Give answer here

...................end of copy and paste to your topic

please scan up BOTHSIDES OF ALL LETTERS TO DATE YOU HAVE HAD FROM THE FROM THE CLAIMANT OR THEIR DOGS OR ANY LETTER YOU HAVE SENT TO ONE MASS PDF IN DATE ORDER. read our upload guide carefully!!

you will be instructed what next to do on your topic once these above has been posted.

we cannot help you if you do no fill this out properly.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if you have an Ordinary Cause. please message @dx100uk for now.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...
WWW.SCOTCOURTS.GOV.UK

simple procedure responding to claim

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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