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    • you need to ring northants bulk and ask for a copy of the judgement and the claimform by email pdf. it is quite usual for them to not have a copy of the claimform. so you need to record the call and ask them to read out the particulars of claim and the address it was sent too.     old wives tales , if you have a debt owing that shows on your credit file or you know exists from say the last 7yrs you should NEVER move without WRITTING to the debt owner with your new address. never run from debt which falls within the above .     all mortgage style SLC loans that were not deferred with erudio following the gov't sale in 2013 and that did not have a court claim raised within 6yrs are SB'd.   drydens simply did this because they wrote to your old address, got no response, and knew they'd get a default roboclaim CCJ where no human checks anything.   shot yourself in the foot.      
    • yep.   if all these are still owned/with the original creditors and you are not paying any powerless DCA's  then little point in any CCA requests at this stage unless any (non OD A/C's) are say pre 2000 opening.   our pro rata letters are the way to go you'll find those in the debt collection section of our library.   get any income payments on going or otherwise moved into a parachute A/c.   it is most probable that whatever you do most A/c's will be defaulted once this is done if not already. bearing in mine your wish to re mortgage or move in a future, it is most probable that the quicker you do default , the earlier a DN will be registered thus the earlier these will not show following their 6th birthday. this might involve you thinking about stopping all payments now ensuring this does happen, then resuming payment under a pro rata scheme self administered , once this happens.   just be aware that no DMP providers will ever question enforceability, should that be relevant.     
    • LL would have Absolutely no chance of getting the smart meter changed back.....
    • slow down ...read what i'm asking , stating and trying to clarify.. it all might seem useless or totally irrelevant but it's important information moving forward with the whole situation and useful in the SPC claim moving forward     there was not 2 loans - the litigated OD is not a loan but it appears from your comment here..     sorry but then you did get scammed on many fronts... they allowed you to settle the loan exploiting your confusion over thinking it was the litigated account. they didn't tell you either and they would also have been aware of your statement filed response form:   The respondent had a junior account with the Bank of Scotland since a young age.  The Bank of Scotland offered the Respondent a loan of around £2500. This Respondent serviced the loan until losing her source of income and ran into some financial difficulty resulting in defaulting in servicing the loan.   they settled for a discounted sum... why? we usually find this is because they hold no enforceable paperwork at all. or was full of charges , charges could have been the discount or it could have been due to 'a business decision' ...   but sure as eggs is eggs there is no way 1st credit would not have raised a court claim for both the OD and the loan unless there was a very good reason. they didn't that smells...badly.   OD 's are notoriously difficult to litigate upon if defended properly...but with a loan in the same claim, with enforceable paperwork, they would have almost been guaranteed to win.   it's also a shame you didn't come where before you did anything but we are where we are.   now the above might seem harsh..even petty but our posts are not only for you and your issue they are also for future readers that find us via search engines or read like threads here alerting debtors to frequent pitfalls and innocent wet myself actions many do that all these dca's will and have exploited time and time again over the last +40yrs .   i'll try and get around to properly redacting all your pdf's tonight and get them back up. but before i finish and get on with the above........the status of the claim as it stands now.   From what i can gather the claim now hinges upon proving her ex at the time settled by a discounted payment to HBOS well before the sale to Intrum and the SPC Claim.   In all honestly and with regard to your comments in your previous posts upon his character, i seriously doubt this ever happened. the disclosures from Intrum contain all the OD statements , should that have happened, it would be detailed in those.   there is little point in the claimant hiding that info as they would be in far more legal trouble should they have doctored them than insuring a mere +£1k claim win. Even 1st credit wouldn't pull such stunts.   Sorry but there is little point in requesting HBOS to attend any future hearing, nor hoping the SAR shows anything different to the statements the claimant has disclosed . That will cost you more money , and more money in terms of the claimant attending another hearing.   there is one exploitation i see. that being the mention of a default notice. the claim states:  The respondent fell into arrears under the Finance Agreement. A Default Notice was Issued by the Original Creditor .   now default notices are not issued for OD A/C's (which ties in to the possible loan confusion and scam settlement i mentioned) . This tallies with a common mistake that many DCA's, including why i keep mentioning 1st credit, which is the previous name for Intrum, made on numerous claims and was one of the reasons for the name change. To Hide that They lost many Statutory Demand and court claims over the non existence of a DN or proof of it's issuance by the OC (a DCA can't issue a DN) .. No copy of a default notice is fatal to to successful  litigation.   even though in this OD case one was not ever needed. (Poor particulars of claim showing copy and paste, and never expecting a claim to be defended but responded to by a wet themselves response , which you did by settling a loan which you believed was the claimed debt when it never was)    other than that you indicate you made an OOC F&F offer in 09-20  have you advanced this option since ?   dx
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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City Permits LTD Windscreen PCN - leeds hospital Algernon firth


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My dad who is high risk and has had a heart attack was going to leeds hospital and it seems they have parked what they thought was the hospital car park but received a ticket. They asked someone (seems like a random person) if they could park there and were told its ok.

 

They put a disabled badge out but they returned to find a BPA parking charge notice. 

There was someone there who said dont worry about it they get lots and have never paid them 😕 but after the first advice they got...

The company is City Permits LTD reg at European house 93 Wellington road. Leeds. LS12 1DZ  company number 5720115. Ticket is for £100! pound or £60 if you pay it fast. 

 

Is this something we should contact the hospital about to let them know the parking company that he was there for his heart and is high risk with COVID. Or would it be best to contact the company directly and ask them. 

Thanks for any advice and let me know if you need any further information. 

 

 

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There is no need to pay this PCN because   1] as you didn't have a permit, you were trespassing and only the land owner, not City Permits can sue you for trespass.    2] as it is p

wrong thread sorry ignore!     dx  

i noticed you have labelled one file a fine  it is not a fine and it's important to know the difference this is a private parking company that issues speculative invoices.  

Hi Megahamster77 welcome to the Forum.

 

Hospitals appear to be fair game for the crooks who run the parking companies.

You are more worried about what may happen during the visit rather than hunting for signage about where and how to park. You would think that showing a blue badge would qualify for free parking at a hospital.

I hope your Father is ok and he is not to worry as it is more than likely that you do not owe them a penny.

 

Yes you are right to appeal to the hospital as some of them are quite sympathetic to patients problems with parking companies but if you could answer a few questions first it may help to give the hospital more reasons to squash the PCN.

 

could you please answer the questions below as well as posting up the front and back of the PCN.

These companies tend to make mistakes that mean that they have no chance of getting paid.

That does not stop many people who do not know the errors pay up.

 

In the meantime please do not appeal to the parking company as it can make it harder to beat them.

 

 

 

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  • dx100uk changed the title to City Permits LTD Windscreen PCN -

In the first instance do as DX says and do not appeal to the PPC.

 

Secondly get in touch with the PALS dept for the hospital and complain, send an email to the hospital Trust's CEO, his name should be on their website and it will be his.name@nhs.net

 

Thirdly if the hospital brushes you off - local papers love these stories.

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Hi all thanks for your reply. ive attached a couple of photos of the area, there is a sign on the bay but it doesnt mention disabled drivers.


There was also a disability sign on the floor. Which seems a little strange to me. 

 

I have also added the ticket itself but blacked out the car reg and make. 

Heres the sign on the wall

 

Heres the exact bay with the disabled marking under this car. 

 

Front and back of ticket.

 

 

 

 

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had to remove the pix pasted directly to screen

you must redact things properly 

read upload carefully 

use one multipage PDf only please

 

can you do the relevant questionnaire link in post 2 please

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok thanks is this more like what you mean?

 

 The date of infringement?

29/9/20
 

2 Have you yet appealed to the parking company yet? [Y/N?]

No
 

if you have then please post up whatever you sent and how you sent it and the date you sent it,

suitably redacted. [as a PDF- follow the upload guide

 

 

has there been a response?

Give answer here
 

please post it up as well, suitably redacted. [as a PDF- follow the upload guide]

 

If you haven't appealed yet - ,.........DONT ! seek advice on your topic first.

 

have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days]

No edit yes 4th nov - dx
 

what date is on it   edit - 4/11 -dx

Give answer here
 

Did the NTK provide photographic evidence?

Give answer here
 

[scan up BOTHSIDES to ONE PDF of the PCN and your NTK - follow the upload guide]

 

3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?]

Give answer here
 

4 If you appealed after receiving the NTK,

did the parking company give you any information regarding the further appeals process?

[it is well known that parking companies will reject any appeal whatever the circumstances]

Give answer here
 

5 Who is the parking company?

City Permits LTD
 

6. where exactly [Carpark name and town] did you park?

See map photo, Its leeds hospital  Algernon firth
 

.............................

 

parkingphotos.pdf

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  • dx100uk changed the title to City Permits LTD Windscreen PCN - leeds hospital Algernon firth

thank you

now he sits on his hands until you get the NTK which must arrive between 29-56 from date of windscreen Ticket

 

no harm in reading threads here mind

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no, that game doesn't start until he receives the NTK.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi all thanks again for all your replies i really appreciate it.

 

Just a few questions.

 

Looking at this i dont think my Fathers car has been parked on hospital land

i think the street is nothing to do with the hospital even though its slap bang outside.

i guess no point in contacting the hospital as we first said.

 

Also he wasn't driving the car at the time though its his.

He is also worried about having to pay £100 if this goes wrong so is saying to me he would rather pay £60.

Are we sure that the price wont go up if we wait for them to send out a letter?

Or will it be £100 on receipt of this demand letter.

The pay within 14 days for a discount, will by law have to be from the date they send out the demand?


Thanks so much for all your help, and my fathers pretty well thanks and happier after his visit,

im taking control of this so he's not stressed about it which wouldn't be good. 

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PPC's can't issue speculative invoices for roads that are the public highway and not on private land.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If this place is local to you could you or your father if he feels better or a family friend return there and take photographs of the signage and suss out who the car park belongs to?  The photos seem to show some sort of car park rather than just a road.  That would be very useful.

 

You talk about £60 becoming £100, but your father owes nothing.  He hasn't been fined, he's just been given a silly piece of paper by a private company.  The only person who can force your father to pay any money is a judge after a court case - which is highly unlikely as he wasn't even the driver!

Edited by FTMDave
I originally waffled on far too much!

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wrong thread sorry ignore!

 

 

dx

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you can get pictures of signage it would be helpful, also where on the site was pasrked?  These fleeces make so many mistakes and if Kedeper not the driver POFA is usually where they mess up.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • 1 month later...

Hi all sorry ive been away so long, busy at work.

 

I am not able to go there as we dont really live near.

The google maps images are all I have.

 

To me it looks like parking on the road, its a road you can drive around to the hospital but beyond that I dont know.

 

I just looked on google maps and there is a sign that says private land before you drive up but its on the wall so impossible to see as you drive in.

 

Image one is showing the left turning to the road

. Image 2 shows the sign on the right wall and

image 3 is the look up the street where they parked near the end on the left  in a disabled spot. 

 

Its just outside the hospital entrance and shown in the first set of photos I added. It has a disabled sign on the floor on the spot, which seems strange for private parking

 

Is it going to be important to get photos of the signs because if so I can try to contact people on the internet who live nearby who might be nice enough to take photos of it. I might be able to do it through facebook or something. I dunno. 

 

We have just today received a further letter which i have attached on the second pdf front and back but taken off some important information. 

 

Thanks again for all your help on this. 

 

parking5.pdf parkfineletter.pdf

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i noticed you have labelled one file a fine 

it is not a fine and it's important to know the difference

this is a private parking company that issues speculative invoices.

 

  • Sad 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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looks like we will have to pay this now and there is no discount anymore.

I thought they were still supposed to offer a discount on the pcn but there is no longer one. 

 

I've looked through the threads and I don't know where to start or what to do its all a minefield.

Most cases seem to be where people have paid to park and this isn't a pay space.

I don't think we really have any argument if this goes to court and dont really want the stress of that. 

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Eh?

 

so you received the notice to keeper then?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well you have a decision to make, or rather your father does.

 

There is plenty wrong with City Permits' case, for a start the signs look tiny (which is presumably why he didn't notice them) plus they say they issued a charge because your father didn't show a permit, which means he's a trespasser, which means only the landowner can sue for the £0.001 damage his car made to the tarmac.

 

City Permits will be too stupid and greedy to understand any of this though and will go on sending their "threatening" (not!) letters.

 

Up to him if he wants to keep ignoring their bluster and to fight them, the regulars here are always available for advice.

 

 

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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you've removed its's date

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There is no need to pay this PCN because

 

1] as you didn't have a permit, you were trespassing and only the land owner, not City Permits can sue you for trespass. 

 

2] as it is private land the  Protection of Freedoms Act does not apply. Therefore the keeper is not liable only the driver can be held responsible.

 

Your father was not the driver so as long as no one tells them who was driving, there is nothing that they can do.

 

Yes City Limits will keep on pursuing your father so all you have to do is to keep your nerve and ignore all their threats and from their tame debt collectors etc.

 

The only time you need to react in future is if you receive a Letter before Claim. Then let us know and we will advise you from there.

 

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Date is 4th of November on the NTK dx100uk.

 

I'm most worried about where this can go.

I don't want it to amass £500 of costs and then end in court as I don't trust the legal system that much. 

This is where I'm most worried.

 

I'm also surprised they didn't still offer a discount as far as I know

They are meant to.

 

Also they haven't stated how long the car was in their space for.

Only the time they found it there I guess. 

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