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DEBT FROM DUBAI BEING CHASED BY DCA J & P


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opps..should have come here 1st before ever responding.

who did you respond too, by what method and what did you say?

was this a card or a loan..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I replied to J & P and asked for all the paperwork which they have now sent.

The reality is I have no assets and due to COVID 19 no job so not sure what they will do.

 

I have explained this to them but they are saying they want the full amount.

I have been looking at other posts on here and it says ignore but as I have nothing then they have nothing to take.

 

They have no property to put a CO against, all I would do is offer a monthly payment but they rejected that so will I have to wait for a CCJ in order to set that up?

 

All by email

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pers i would not do that..

 

sorry this seems like this has been going on for a while now and p'haps you should have dropped it rather than continuing pointless letter tennis.

 

the people to write too are the bank NOT their powerless monkeys.

 

FWIW: most of the UAE stuff you see in the gazette are from patsy cases whereby the 'debtor' is paid more to allow things to happen and for these things to get publicised than true cases.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ok for next time or for latter readers here....

NEVER respond to a powerless DCA EVER when their letters say our client XYZ

only ever respond to the CLIENT directly, else you'll get all kinds of blind threats that mean nothing and get worried and wound up.

 

9/10 their  CLIENT has no idea any DCA is ever contacting their past customers to chase the debt

and most certainly would never receive any money you pay to the fleecers..that goes in their pockets for drinks down the pub later that night.

 

if you ever get a letter of claim under the pre action protocol THEN you respond as advised in the relevant sticky on this forum.

 

........................

 

How did you respond to J&P (method please)

 

 

 

was this a card

or a loan..debt

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

opps not a good idea giving them a free way to harass you.

no wonder you are in a panic

never use email for debt nor ever use the phone.

 

was this a card

or a loan..debt

 

and have you moved numerous times in the UK too?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

40 minutes ago, Standarddubai said:

What is the difference if it is a loan or a card?

 

differing statute barred dates.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

41 minutes ago, Worrieddubaidebt said:

Also it was a credit card, they filed a police complaint in the amount of 36000aed and now claiming 97000aed

 

They don't have my correct UK address either

 

who filed a police report and where and who told you that?

 

you need to update the BANK upon your correct UK address always

 

how long ago did you take this card out?

when did you last pay it?

when did you run to the UK?

 

dx

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

write do NOT use email to the bank directly

simply informing them of your correct and current UK address(es) each time you move until SB date which i think is 10yrs from last payment.

 

you don't need to reply to anything or anyone by any method until or unless your get a letter of claim in the MAIL from a solicitor on behalf of their stated client the name bank.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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