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Thank you. My situation is different in that I haven’t been scammed. It’s a reputable retailer I purchased from. It’s just frustrating that I’m having to wait to get my money back. -
By Ethel Street · Posted
The correct measure is what it would cost you to buy the equivalent vehicle of same age and condition etc immediately before the accident. However, surely the way the insurer has expresed it amounts to the same thing? In effect both prices amount to the price that a willing buyer and willing seller would have (hypothetically) agreed so whether you are buying or selling it's the same price. (The test imagines a private seller and private buyer and avoids the complkications of buying or selling through a garage.) -
well once you can prove you did not defer within 6 yrs then the debt was already statute barred upon claimform issue you could wait for the SAR you could phone drydens and demand they set aside the CCJ by mutual consent FOC to you. i expect they'll tell you the usual BS that a default registered by erudio within the last 6 is when SB runs from but thats complete BS as said. -
HSBC has announced the closure of 82 sites across the UK as part of a wider strategy to create four new types of branches View the full article -
An attempt by a cross-party group of 70 MPs to get buy-now pay-later providers regulated in three months, has failed View the full article
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Our picks
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
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BankFodder, -
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Natwest Bank Transfer Fraud Call HMRC Please help
waz70 posted a topic in NatWest Bank,
Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786-
- 31 replies
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waz70, -
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