Lowell Claim Form - Vodafone Debt

[dx100uk 9,461]

you can nick things from here ...its free and in the open for that very reason...to be able to help people

i was just pointing to it being funny you nick bits then register for help here afterwards..bit irish that one.

[MrLegal2020 1]

Okay, got it.

I didn't think anyone would respond in time or at least for a week because of my experiences elsewhere,

 

the only reason I registered last night was because I checked and found that you made a post late in the night when I was reading through everything

 

I had just filed defence because a letter from Lowell said they would give me a CCJ after the 23rd,

I was shocked as most other sites are not active or refer you all over the place.

[brassnecked 1,834]

Lowell will misrepresent the procedure and intimate they will get the CCJ  regardless.to make you wet yourself and beg them for a payment arrangement. If it does get to Witness Statement stage, the claimform came before the letter can be introduced there.

[dx100uk 9,461]

55 minutes ago, MrLegal2020 said:

Okay, got it.

I didn't think anyone would respond in time or at least for a week because of my experiences elsewhere,

 

the only reason I registered last night was because I checked and found that you made a post late in the night when I was reading through everything

 

I had just filed defence because a letter from Lowell said they would give me a CCJ after the 23rd,

I was shocked as most other sites are not active or refer you all over the place.

 

forget the rest

come to the best...theconsumeractiongroup.co.uk

 

 

[MrLegal2020 1]

dx, you're not lying.

 

brass, another organisation send me some information about the "Claim Form" being sent before the "Notice of Claim Issue" letter via live chat but they cut off and I lost most of the information.

Edited September 24, 2020 by MrLegal2020
Correction

[Andyorch 10,467]

I have already posted the legal consequences of not complying with PAP in my post #17 

[MrLegal2020 1]

Andy, I was just about to go back and respond to that comment but you beat me to it. Thanks.

 

Edited September 24, 2020 by MrLegal2020

[Andyorch 10,467]

[MrLegal2020 1]

Andy, thanks for editing this. I knew I needed to add paragraph like this but was not sure how to construct it.

[MrLegal2020 1]

@dx100ukCould you help me with your instructions please.., thanks.

[dx100uk 9,461]

what bit can't you follow or are having issues with?

 

[MrLegal2020 1]

 "Re: (Lowell Portfolio I Ltd) v (Your name) Case No:"
 

What would be the case number?

 

[Andyorch 10,467]

Claim number on the claim form.

[MrLegal2020 1]

Andy, thanks.

 

Also should I leave 1 to 6 as it is?

 

Should final letter be edited from the PDF file?

[dx100uk 9,461]

why not simple copy the text from the post there rather than editing a PDF

 

you are quite safe with a pathetic Mobile debt to send the CPR as it in my link

lowell dont respond anyway.

[MrLegal2020 1]

Right, I was just looking over both letters and realised they are slightly different, I have used your version, it was just a bit confusing. Cheers.

 

Edited September 25, 2020 by MrLegal2020

[dx100uk 9,461]

you mean you clicked on CRR 31:14 not the link underneath...

[MrLegal2020 1]

Money Claim Online said my defence was not submitted but I did. A claim has being issued against me, I have until the 6th of November to pay. They said I can ask for more time but I have to pay £250 etc. What can I do next? Thanks all.

Edited November 4, 2020 by MrLegal2020
Add

[Andyorch 10,467]

Did you get an automated response from MCOL acknowledging your defence ?

[MrLegal2020 1]

Do you mean an automated response on the website or email? I did get a response on the website when I submitted my defence or that's what I thought. The defence I saved on there is now nowhere to be seen, when I was editing it was there.

[brassnecked 1,834]

Somehow looks like you have a Default Judgment, did MCOL lose the defence, or was it not submitted properly?

[MrLegal2020 1]

Yes a default judgment has been issued. I'm not sure about the submission, I did send it. There was a part that said something about a payment, that was the only part I did not do. I'm searching to see if I have a screen shot or print out.

Edited November 4, 2020 by MrLegal2020
Spelling

[brassnecked 1,834]

Post it as pdf if you do Looks like you have tomorrow to pay it or its Rgistered, and on your CR for 6 years.

[MrLegal2020 1]

Post it as pdf? Is there anyway I can challenge the judgement?

[dx100uk 9,461]

6 hours ago, MrLegal2020 said:

Yes a default judgment has been issued.

I'm not sure about the submission, I did send it.

 

There was a part that said something about a payment, that was the only part I did not do.

 

I'm searching to see if I have a screen shot or print out.

 

then post that up as a PDF please

 

do you mean you went to the online site and copied and pasted the defence over?

or you used the form you got and the postal system?

why did you not post your defence here for checking and vanish for over a month!!!??

 

there is no area on MCOL when filing a defence where YOU have to pay anything

unless you made the classic mistake of ticking you wished to counterclaim too?

you didn't do that did you!!

 

dx