Rat Vs Barclays

[Guest red_ratty_rat]

1. DPA letter sent 9th March

 

2. Request for repayment of charges 22nd March

 

3. Letter before action 5th April

 

4. 2nd letter before action RE: 50% offer 12th April

 

Time to begin my claim against Barclays Bank...

[Guest Lueeze]

Yep! Good Luck!

 

Lou x

[Guest red_ratty_rat]

5. Telephone to give final opportunity to Barclays Bank to resolve the matter

 

No reply.

[kaznelson]

Good for you & keep us up to date

[Guest red_ratty_rat]

There was a technical fault with the Moneyclaim.gov.uk website yesterday so I couldn’t register my claim. I have emailed the help desk just waiting for them to get back to me.

[rivendale0506]

I think it may take some time - they first have to make a decision as to whether you have a case I believe. I would continue with your moneyclaim filing and write to the Ombudsman after. Just my opinion, but there is no point putting it off, in case the Ombudsman aren't interested. Plus they are probably dealing with hundreds of complaints at the moment!

[Guest red_ratty_rat]

6. Email The Financial Ombudsman to investigate claim

[CrispDust]

The Ombudsman is unlikely to initiate an ibvestigation if you are taking legal action. Make your claim first then go to ombudsman if unsucessful

[Don Quioxte]

Hey Rat.. (I guess my signature sounds a real resonance with you eh?!)

 

Sound like u r progressing quite nicely.. would perhaps slow down a tad with the FOS...

 

FOS are only there to investigate claims by individuals who feel that a Bank or financial Services Provided have neglected to resolve a complaint to their satisfaction and thus are in breach of the Financial and Services Marketing Act 200, or the Banking Code and other statutes/FSA regulations.

 

FOS is actually an independent offshoot of the FSA (the regulator). Given that the FSA sets out the guidelines under which financial service providers should attempt to resolve a compaint (in particular time frames - 4 weeks for first response, 8 weeks to resolve the complaint) then you will prob find FOS will not even consider investigating a case until the 8 weeks are over - this is standard practice.

 

You have to allow the institution the chance to resolve the complaint. As yet,Barclays are not in breach of any FSA regulations or the Banking Code with regards your claim. And the FOS are there as the investigatory/reconcillatory arm of the FSA.

 

Im just saying don't running up the drainpipe just yet... you won't need to anyway.. cos i think you are gonna win this particular race... Rat.

[Guest red_ratty_rat]

Thanks again for the advice.

 

7. Claim registered with Moneyclaim.gov.uk 27th April

[kaznelson]

Brillant & keep it up !!

[Guest red_ratty_rat]

8. Notice of issue received from Northampton County Court 28th April

 

Your claim was issued on 27th April

The court sent it to the defendant on the (same day) and will be deemed to be served (5 days later). The defendant has (14 days) to reply.

 

If they file an acknowledgment of service. They have 28 days to file a defence or contest the courts decision.

[Don Quioxte]

Sound like you are winning the Rat race..

[Guest red_ratty_rat]

You can't win the race unless your a rat and your in it!

[Guest red_ratty_rat]

9. Notice of acknowledgment received from the County Court 9th May

 

Mr Keith Jeremiah is the defendant on behalf of Barclays and 'intends to defend all of this claim'.

[Don Quioxte]

let the duffus defend. what a dumb name. "jeremiah". idiots. you win just on credibility alone.