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I have just found out about reclaiming bank charges tody and have already printed off my letter to Barclays.


I am currently £130 over my agreed overdraft limit but have agreed a repayment plan with them at £25 a week.


I have also set up a new current account with Nationwide so that my wages from my new job do not get swallowed up by my overdraft.


Was just wondering, if I write to reclaim charges will they insist that I clear the whole of my overdraft as I really can't afford to do this.





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Hi Somebyrd


They will probably pay the amount back into your account and reduce the overdraft. I know it's not what you want to do,maybe ask them for a cheque in your letter. You never know.


Uk. . .


Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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