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    • Thank you Slick132. I don't have in writing how long the actual works themselves would take but believe they said it was two weeks.   I spoke with CAB earlier today and they've said I can cancel this order as the company are already in breach of the terms, plus catching them out re the manufacturer's and the buildings regs she said to put in writing that I was cancelling and mention breach of consumer protection, unfair trading regulations and the fact that they are wilfully misleading me.   She said the credit card company will handle the refund as I hoped. I don't want them working for me in any way shape or form now.
    • Hi thanks for replying, The car was registered in 2009 ½, as I said a 59 plate. Mileage, when I got it it had circa 45K miles, it now has circa 72K miles. I have had it for 3 years almost to the month. I got it from a dealership in Loughborough, on the selling point that it was low mileage and was dealership serviced. Shortly after my return home to Southampton, I took it into my local dealership for a once over, part of which entailed one of their mechanics sitting with me while I drove around locally. I wanted them to take over looking after the car for me. Hope this helps?
    • just remember a DCA is NOT A BAILIFF and have ZERO   legal powers on any debt no matter what it's type.
    • Hi.   You've posted in the self-employment forum although as I understand it you can only be made redundant as an employee.   I've moved your thread to the Employment forum, people should be along to advise later.   HB
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Awaiting RLP letter - I know I deserve to be fined


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Hi, Im a mommy of a small baby and Im not saying to excuse the mistake I have done. However I also want no one ever able to take away my baby. 

 

I did shoplifting at tkmaxx a few times because to be honest at that point of time, I feel Im harmless, and that act hurts nobody and I can have a little more saving for me.

 

But of course like every others who act wrongly, I got caught and I admitted it immediately. The guard also said that "you are not the first and of course not the last, go home and take care your baby". He did not call the police, and he said paying the fine from RLP and this will be just a nightmare. 

 

I know i deserve this, because now I realize that this act actually hurt the employess in the organization, they may lose the salary and jobs. and also this is a crime that gonna haunt me for life. 

 

But my question is how long does it take to receive the email as I have been waiting for the whole month but nothing come. Also, is it possible that the guard might change his mind and check the few times I also have shopliffted before (because the dates are all closed together) and make the case and call the police

 

I can pay the fine, but I dont want they lock me inside and cannot see my baby or going to court 

 

Please dont judge me, because Im already dying 

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They have the goods back. You may not receive one. You could he worrying for nothing.

 

There is a good chance you won't hear anything.

 

Take a deep breath, stop worrying. 

When the email or letter arrives deal with it. It's a civil matter, no police will call, social services won't be told. It's not criminal. 

 

Rlp is not a fine, it's a request for compensation to them.  As there was no loss it's difficult to ask for compensation. 

 

Meanwhile, don't do it again.

 

 

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its not a fine 

RLP can't fine you anything and can be totally ignored

 

dx

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • dx100uk changed the title to Awaiting RLP letter - I know I deserve to be fined

I will never do it again, I even rarely go out after the event. 

 

Thank you for reply, it means a lot to me

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