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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Horizon Parking ANPR PCN - failure to pay - but i did via the App - Water Gardens Harlow Essex.


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I received a PCN yesterday for “Failure to pay for parking (ANPR)

The details confirmed I was there for 1 hour.

However I didn’t use the ticket machines but paid for parking online as soon as I arrived. I have an email stating that my parking expires in 15mins and also my bank statement shows the payment to Horizon, with a reference number.

How can they say I have not paid for parking?? 

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Hello and welcome to CAG.

 

Please don't appeal to Horizon, it's almost always a waste of time and can make things more complicated for you. The forum regulars should be along over the course of the day with advice for you.

 

It would help them if you could give us the information requested in the forum sticky.

 

 

 

Best, HB

Edited by honeybee13
Link replaced.

Illegitimi non carborundum

 

 

 

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1 Date of the infringement

08/09/2020
 

 

2 Date on the NTK [this must have been received within 14 days from the 'offence' date]

16/09/2020

 

3 Date received

19/09/2020
 

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]

No
 

5 Is there any photographic evidence of the event?

Yes on PCN
 

6 Have you appealed? [Y/N?] post up your appeal]

Yes.
Paid for parking online using Parkonomy.com. Parking is paid for by the hour. No option to pay for less time. 50p for parking and 10p for text confirmation.

 

Have you had a response? [Y/N?] post it up

No
 

7 Who is the parking company?

Horizon Parking

 

8. Where exactly [carpark name and town]

Water Gardens Shopping Centre, Harlow
 

For either option, does it say which appeals body they operate under.

POPLA

 

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Hi Ladywop, I have had to remove your image as reference numbers and some personal info still showing.

 

If you could obscure them by covering them rather than felt marker and re upload as a PDF please, that then only allows logged in and Registered Caggers to view it, otherwise a jpeg in the post would allow anyone browsing to see it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • dx100uk changed the title to Horizon Parking ANPR PCN - failure to pay - but i did via the App - Water Gardens Harlow Essex.

you have proof

let them wriggle

until/unless you receive a letter of claim

i'd say it's quite safe to ignore everyone.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Concur with DX, make sure you save and back up your proof, if they were silly enough to try a letter of Claim, a snotty letter stating have proof of payment and invite them to lose money, and pay you for a GDPR breach for accessing your  information and processing it unlawfully. Appealing is useless they would refuse it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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