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Lowells PAPLOC now claimform - old Vanquis card debt


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read the letter what does it say?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I dont have a letter

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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they have 28 days from your defence filing date to progress the claim else it gets autostayed.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks

 

The only response I have had is the email, and whats online and thats just confirming defence.

 

So say it gets autostayed what happens to SB clock?

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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It stopped on the issuance of the claim......and remains stopped unless the claim is discontinued or dismissed by the court.

We could do with some help from you.

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So received letter from Lowel with a copy of their DQ, yet to receive one from court. How long should I wait?

 

They have asked for mediation.

 

If I was to offer then £5 full and final is that an admission of the debt?

Edited by king100

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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On 03/11/2020 at 14:38, king100 said:

Sent PAPLOC and reply as below

 

Hopefully thats correct

king100.pdf-min.pdf 3.03 MB · 8 downloads

+ we've not lost one vanquis claim yet other than by judge lottery, they normally discontinue a few days before the hearing after WS exchange

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok should I print out a DQ and send to court myself?

Worried that its been lost in post if Lowell has already had time to fill in theirs as well as send to me.

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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Check the claim status on MCOL.....it will say if DQs have been dispatched.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Claim Status

 

A claim was issued against you on 30/11/2020

Your acknowledgment of service was submitted on 07/12/2020

Your acknowledgment of service was received on 07/12/2020

Your defence was submitted on 31/12/2020

Your defence was received on 31/12/2020

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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So the answer to you question is no.....

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Then my next question is why has Lowells sent me theirs?

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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To make you think they are proceeding and to make you panic and make an offer of settlement.....wait for the court to send  you the DQ....if they proceed.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Yeah wont be doing that lol.

 

Just out of curiosity if you offered a full and final amount, that does constitute an admission of the debt? 

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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have you?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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59 minutes ago, dx100uk said:

have you?

 

Nope and wont be but was just wondering about it.

My respect to people who post regularly and help people out on here. Without your help alot of wrongs would have been committed.

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