JCI/BW PAPLOC - Old Talk Talk Broadband debt subject to dispute LBC Received .

[Drays]

JC International Acquisition LLC

 

 02 September 2020

 

What is the claim for – 

 

1. The claimants claim is for the balance due under an agreement with Talk Talk Limited dated 29/12/2014 which was assigned to the claimant on 27/03/2020 and notice of which was allegedly given to the defendant on the 07/09/2020 and which is now all due and payable.

 

The defendant made no agreement to pay monthly instalments under account number xxxxxx

 

 

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? yes this is what i have

 

What is the value of the claim? £528.00

 

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Landline ,Broadband & Mobile Phone

 

When did you enter into the original agreement before or after 2007? After

 

Has the letter of claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt Purchaser

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? No

 

Did you receive a Default Notice from the original creditor? No

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year? No

 

Why did you cease payments? 

I ceased payments because of the loss of signal that I have been experiencing throughout the time spent with the company in relation to my mobile phone.

 

They were still investigating the line when I received my online monthly bill and I noticed they had overcharged me £180 for data usage.

I called TalkTalk and they explained that my data was over the limit but could not substantiate it as I was using an old Nokia (Brick).

 

My broadband Package was £10.10/month for 18 months’ contract and TalkTalk was unable to clarify some unexplained itemised charges on my online account. As a result, I raised my billing complains with them in numerous occasions but to no avail.

 

Meanwhile, I have been inundated with annoying phone calls on a daily basis from allegedly TalkTalk technical support staff.

They were asking things like I have faults in the router which needs fixing and or that I should follow their instructions to get things back to normal or risk losing my internet altogether. I have reported the calls to TalkTalk but their staff were in denial that this has anything to do with them. Furthermore, I was advised to write to them in order to allow me to move to another provider without penalty because I believe they failed to protect my personal details.

 

In the middle of this confusion, I had to switch to Plusnet and immediately contacted TalkTalk to try and resolve the bill issue but they demanded that I pay them the alleged outstanding payment of £245.95 but the caller said that there may be some serious issues with my bill and to wait until the final bill is received before it can be resolved!

 

I haven’t heard anything from them since 02/02/2016 and I thought that was the end of it till now when I received a correspondence from bw legal who issued this claim.

 

What was the date of your last payment?  Around March 2016.

 

Was there a dispute with the original creditor that remains unresolved? Yes

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan ? No

 

Please note that I have received a letter of claim from bw Legal and that I have 30 days to respond to the claim starting from the 2^nd of September 2020

 

Therefore, I need to provide my defence and or use the reply form in time and not sure how to proceed.

 

Any help will be appreciated.

 

Many thanks in advance

 

[Drays]

Thank you so much for your response and the good work you do.

 

Please find enclosed the rest of the pack received from bw legal.

If I am right I will also need to fill in the reply form?

I thought this is a letter of claim see the enclosed closed

Telecom Debts Letter.pdf

[dx100uk]

you respond by following Post 4 here:

do NOT use their reply pack.

but you MUST reply.

follow Exactly as post 4

i would suggest the reason as: the alleged debt concerns a dispute for failure to provide a reliable service ( put nothing else at this stage)

 

 

JCI buy these old telecom debts up because sadly so many people wet themselves thinking they are owed and JCI have magical powers...when they don't. the debt is subject to a valid dispute.

 

there are number threads here regarding them..

https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=JC Talk talk&oq=JC Talk talk&gs_l=partner-generic.3...801398.805115.0.805375.12.12.0.0.0.0.121.799.10j2.12.0.csems%2Cnrl%3D13...0.3728j1478984j13...1.34.partner-generic..12.0.0.zyRD3vNgDww

[Drays]

I am following you dx

Ok no need for a sep letter. just fill in the attachment. will do right away. 

thanks. 

[Drays]

You'll find some horizontal lines are scattered across trying to merge MS word files .

This is as good as it gets with me. Voila the originals are not disturbed though.

 

REPLY FORM NEW.pdf

[dx100uk]

cant see ticks in the relevant boxes but that prob just the conversion

 

don't sign it just type you name 

send via 1st class and free Proof of posting from PO counter

 

dx

 

 

 

[Drays]

Yup! you've guessed it right dx.

it'll be done today... 1st class stamp and free proof of postage it is. Merci beaucoup.

 

[Drays]

Hi All,

what's wrong with reclaim the right LTD page? third time unlucky for making my donation this morning!

prob..you get "something went wrong & we could not process your transaction" i'll try again later or tomorrow.

Thank you.

[Drays]

Hi everyone,

Received a reply this morning from BWlegal:

• Account been placed on a hold
• No specific time frame provided for documentation to be sent.
• No 30 days mentioned

Now  they are asking me for evidence in support of my claim!

If you prefer I will upload them documents in pdf format for simplicity.

Is there anything else that should be done now or shall I just sit on my hands and wait?

[dx100uk]

you are under no legal obligation to do so.

let them sweat 

the next move is not yours.

 

 

[Drays]

That's not fair dx

how can you be calm and cool in the face of pressure?

[dx100uk]

there s no pressure

it's purely what we call a speculative claim letter

hoping you don't respond or respond and wet yourself and cough up.

 

there are 100's of telecom debt claimform threads here

we win almost 99% of them.

 

one of the sentences from the defence that usually makes them give up is this

 

5.Notwithstanding the above should the alleged amount claimed include an early termination charge(s) amounting to the entire balance of the remaining contract. OFCOM guidance states that any Early Termination Charge that is made up of the entire balance if the remaining contract is unlikely to be fair as it fails to take into account the fact that the provider no longer has to provide and pay for their service.

[Drays]

Thanks dx

True I agree..

we need not rush

Let's wait and see.

[Drays]

Hi Guys,

On checking my spam emails today, I stumbled up on BW legal reply spoofed email but no post received from them on this occasion!

 

their email is dated 11/12/2020 with 10 days to reply?

previously a letter of claim was sent ( with 30 days to respond) requesting a copy of the notice of assignment.

 

Also failed to explain the alleged data usage of £180?

 

Instead they are requesting me to give them a bell.

will upload in pdf format

 

.bills.pdf

[dx100uk]

upload doesnt work?

 

dx

[Drays]

Followed instructions on how to upload to CAG in PDF posted August 2014.

I hope this works for you this time.

cheers.DW legal bill.pdf

[dx100uk]

ignore

 

[Drays]

okey-dokey

 

[BankFodder]

open

[BankFodder]

Open

[dx100uk]

open 

you can post here now.

 

 

[Drays]

Thank you dx 

 but do I need to start this all over again?

[dx100uk]

start what again?

 

dx

 

[Drays]

so sorry dx 

I think I posted this to reported post.

Evening everyone,

Apologies for any delays because I was out sick for the last week and unable to respond

BW legal have finally decided to bring the above claim forward once more.

This time they have posted a notice of claim prior to any proceedings.

I think I have 30 days to reply to their alleged claim.

The letter of claim enclosed here is dated 26/10/2002

Your support is appreciated.

Drays

BWlega2002.pdf

[dx100uk]

your last payment was more than 6yrs ago

send them our statute barred letter from the debt collection section of our library.

 

game over 

job done

 

dx