Followed the 3 letter process - DCa failed to supply the deed, do i now need to do a CCA letter to eventually get the deed?

[candiceaton]

I have requested deed of assignment from debt buying company.

They have supplied photocopies of original agreement, photocopies of notice of assignment but not DEED of assignment.

Plus  photocopy of default notice.

 

if i were to send a CCA request will this force them to  produce the DEED of assignment?

(I googled CCA request and got info about it) plus a template.

 

Not sure how to proceed..

.I have sent the 3 letter,

the data one, and

the cease and desist

 

 only ever got in reply those i have already mentioned and each time not the deed of assignment...

so I am not quite sure what steps to take..

 

the default notice was given in late 2012 by the credit card company.

[dx100uk]

stop following Freeman of the land Twaddle.?

it will get you into trouble, legally, and show the DCA you haven't really a clue what you are going on about.

= a mug awaits fleecing.

 

there is no legal remit for a consumer to see nor demand the deed of assignment

that is a private business to business document an id not part of your personal information that can be ever requested by a consumer.

only a judge can demand to see it... hence you got the Notice of assignment, which concerns and is addressed to you.

 

as for the default notice, that's correct as well as only the original creditor can issue a DN or mark your credit file with a defaulted date, the DCA cannot change that date.

 

tells us the players here please

and scan up everything you have received to ONE multipage PDF

read our upload Guide carefully.

then we can check if the CCA return is enforceable or not

 

also tell us a brief history of the debt.

last payment

defaulted date 

etc etc

from your credit file.

 

 

 

[Bazooka Boo]

Who is the credit card company?

 

When did you take the agreement out?

 

As DX says, FMOTL will get you into a lot of trouble, ignore it.