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    • go back and read what andyorch said in my above links about a DEED of assignment NOT being a Notice Of Assignment. its a general document for a portfolio of MANY debts they bought on a spreadsheet, NOT specifically relating to YOUR Agreement. but your was like all others, a single line in a spreadsheet.    the sheriff has specifically asked for the NOA and the Default Notice ...neither of which the fleecers have provided, merly a load of ole twaddle like trump does to divert attention away from those NOT being provided.   forget the stuff about LOP 1925 etc that a NOE is NOT applicable in scotland , the sheriff has asked for it..end of!!   bedtime reading particularly regarding default notice sec 87 https://www.consumeractiongroup.co.uk/forum/showthread.php?484300-Cabot-nolans-SPC-Claim-Old-Next-CAT-Debt(2-Viewing)-nbsp&p=5119630#post5119630   read from about post 70.   as for the written submission. i'll find an example later.   dx      
    • Plevin is not a calculation. its a refund of commission they got as they had a backhander of greater than 50% of the PPI sum paid for selling it on behalf of the insurance company that underwrote the PPI policy.   you are after reclaiming the PPI itself. and that is what all our PPI stuff is geared too.   have you still a copy of what you originally sent though as you don't even KNOW what plevin was , how could you have ever have asked for it.!!   pers i'd write back. (you seriously need to stop talking on the phone!!) stating quite clearly that you REJECT totally their refund under the Plevin Rules. my Claim was to reclaim the PPI a paid, not for a refund of your hidden commission!!   i give your 14 days to refund inline with the enclosed spreadsheet , else i will raise a complaint without further notice to the FOS.   please reply in Writing Only.            
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    • not interested in silly letter   the CCa return please   dx  
    • This is interesting as I was not aware that there was a difference in the PPI claims/calculations.    Long story: I asked for this PPI reclaim over 5 years ago.  The Woolwich loan was taken out when I had a Woolwich current account.  The banking sort code for Woolwich was deleted off the banking system when Barclays inherited it hence they could not find my current account let alone the loan.    They had told me that I had provide proof of the loan as they could not locate it.  I did the FCA deadline search and it still was not located.    As this was the last resort, I had to go into the loft and found it by chance.  They changed the new reference number from the search and attached it to the old past reference number as the complaint was still on their system.    Even speaking to them about their calculations and the one I got from the on-line calculators, no one can explain the difference, they just keep saying that they cannot speak to the PPI calculations team, they have to email them!    Also I thought the Plevin paragraph was standard information.  So this is where the mystery lies,   I can reject the Plevin calculation and ask for calculations based on my actual PPI sums paid,   would this then be in line with your calculator?
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Cabot/mortimer backdoor CCJ - old Newday Aqua Credit Card


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County Court Judgment was obtained on 07/10/2019 and the first payment of £50.00 per month was due by 04/11/2019.

I wasn't aware of the goings on at the time due to moving around and the CCJ got issued and the balance started building up with out my knowledge,

when I finally got on top of it, we went into lock down, with mortimer clarke placing my account on hold due to the virus.

 

Coming out of the hold period, I have informed them my circumstances have changed since the CCJ was issued (mainly I am now on Universal Credit having lost my job due to the virus) but rather than try and settle on a smaller repayment fee for the foreseeable, they have placed my account on hold for another 35 days whilst I seek debt advice?!

Where do I stand with this?
Do I HAVE to pay now the CCJ has been issued?
Why are they refusing to accept my payment offer within my means?
This is mortimer clarke on behalf of cabot

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tell us about the CCJ

you say you were moving around and you got none of the court forms nor the claimform so they got a default judgement against an old address?

 

who was the claimant and what was the debt?

have you got a copy of the CCJ and the claimform?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • dx100uk changed the title to Cabot/mortimer backdoor CCJ - old Newday Aqua Credit Card

when did you 1st become aware of the claim or the judgement etc?

were you aware they were going to court?

you being registered there is of little importance

when did you last live there properly?

was your mother not  telling you of old mail?

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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first became aware when the judgement was issued and letter turned up explaining that around october time,

was not aware of CCJ proceedings would have done everything to stop them

had last lived there about 3-4 years prior to this

no, used to be terrible at this sort of stuff, trying to get on top of it all now

 

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Might be best to wack in an n245 to the court and vary the judgement to a low figure say <£10 pcm that way cabot etc cant do anything about it then

 

I cant see a defence for a set aside.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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