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    • well they need to start to get funds in for the staff xmas dinner with free money from mugs that fall for their fleecing. almost 1yrs down the line line and they are still threatening to jump off if you don't respond.   no ignore them. don'tenter into pointless letter tennis.   dx      
    • Edited and adjusted this ok to send now?   Thanks.   1) The Defendant entered into an agreement for a Morses account under reference xxxx ('the agreement')   2) The defendant failed to maintain the required payments and the agreement was terminated.   3) The agreement was later assigned to the claimant on 05/09/19 by Morses club and notice given to the defendant.   4) Despite repeated request for payment, the sum of £715.00 remains due and outstanding.     AND the claimant claims  a) The said sum of £715.00 b) Interest pursuant to s69 count court acts 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.157, but limited to one year, being £55.79 c) Costs   DEFENCE   1. The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.   2. Paragraph 1 is noted and accepted I have in the past had financial dealings with Morses. I do not recall the precise details or agreement and have sought verification from the claimant and have therefore requested clarification by way of a CPR 31.14 and section 77 request which the claimant is currently unable to comply with and therefore unable to prove its basis of claim pleaded within its particulars   3. Paragraph 2 is denied. I have not been served with a Default Notice pursuant to the consumer credit Act 1974.   4. On receipt of the*claim form, the Defendant sent a request by way of a section 77 pursuant to the consumer credit Act 1974 for a copy of the agreement, the Claimant has yet to comply and remains in default of said request.   5. It is therefore not accepted with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to:   a) Show how the Defendant has entered into an agreement and; b) Show how the Defendant has reached the amount claimed for and; c) Show the nature of the breach and evidence by way of a Default Notice pursuant to sec 87.1 CCA 1974. d) Show how the Claimant has the legal right, either under statute or equity to issue a claim.   6. As per Civil Procedure 16.5 it is expected that the Claimants prove the allegation that the money is owed.   7. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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    • Not good, TJ.   There's a business opportunity in the making. I've never understood why we can't do our own recycling.
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Threatened with dismissal but no notice and no updates

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Hi there, thanks in advance for any help.

I am a graphic designer and I have been threatened with dismissal at work but have not been given notice.

I have worked for a large multinational company for six years. My work has always been deemed satisfactory and I haven't faced any issues with the company in spite of having a difficult and manipulative manager. Since lockdown I have been working from home.

The company is making changes and restructuring its operations. It seems that the company's structure is being simplified with some top executives about to be let go from the information I have. I have known for some time that the company may want to move some operations abroad to save costs. Graphic design would be a candidate as it obviously can be done from anywhere. I don't work for external clients, I handle design jobs that are given to me from other departments in the company, for company publications, social media content etc.

My manager told me a few weeks ago that as a result of this restructuring there would be changes to our department and I would be given notice. A colleague in the department (another designer) was told the same and was given notice straight away. However I have not been given notice or any updates from my manager, the HR department, or anyone else. My manager has stopped communicating with me altogether and I am now getting only the odd job now and then. I use my time mostly upskilling and finding and applying to other job opportunities. I have been fed up with the company and my manager for a long time and this situation has made me even keener to leave.


I am concerned about this bizarre and uncertain situation and I am not sure what to do. Is this about my redundancy pay? Is the company avoiding giving me notice hoping that I will get fed up and leave of my own accord without pay? Or are they setting me up in some way so that they can dismiss me without compensation?


My understanding is that, if they want to claim my work is unsatisfactory, they would have to explain why and set up a process to rectify the situation- They can't just dismiss me under any old pretext. But I'm still very worried.


I have drafted an email to my manager and HR asking them to clarify my situation, but I'm not sure what the consequences may be if I send it. My manager is very manipulative and I'm not sure what he might do.


For now I just sign in on our internal system every morning as usual and do everything by the book so as to not give them any reason to criticise my work. This impasse is very stressful.


Any input or advice much appreciated- Thanks!

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Sounds like a redundancy.


Hopefully @Emmzzi will have a look and advise

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Yup, I’ve dodged that redundancy bullet loads of times, until eventually it got me. 

We could do with some help from you.



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If you want advice on your thread please PM me a link to your thread

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Sounds like redundancy to me and your manager has given you a heads up before he should have, maybe as a favour before the plans are finalised.


Head down, keep looking, keep taking the pay. Don't ask for clarification; it will come in time. Stay under the radar as long as you can. Check the notice period in your contract as well.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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