Jump to content
  • Tweets

  • Posts

    • Yup sounds it !  I did mention to the salesman I hold no issue with him because I think he did his part  Servicing would have prepped the car, ticked the boxes and handed it over to say now go sell this.  He could be the worlds biggest car fanatic or the best salesman with no knowledge about cars so I can't expect him to have known or to even checked after the MPC.   I will ask if its just easier sending a tyre fitter or getting it done locally - at just over £400, its silly to send two people down, do 100+ miles in the Q3 + 100+ to get here and back + workshop time + ultimately new tyres (I assume)  
    • Thanks. It looks as if they are behaving very responsibly so far. Keep a close eye on it though and keep good notes of everything that happens.
    • Salesman just called essentially saying they will be speaking to the various managers tomorrow to put together a plan of action - more to the point, its looking like they would come to me, pick the car up and take it back to PA to resolve the issues if I am not comfortable driving it up myself.   Lets see what they come back with tomorrow and go from there- He did ask if I had a car and I said yes - in hindsight I am now thinking its because we could be without the Q3 for a few days so this might also need to be raised as the "owner " is a heavily pregnant person hence the upgrade and don't want her to be carless if I am out at work and she needs to go for a scan/app ...   Will update tomorrow
    • “He’s not a conservative. He’s got no backbone or genuine deals. He’s incompetent.” “U-turn after, U-turn, incompetent move after incompetent move,”   for those that want to google it
    • Cryptocurrencies are being added to one of the world's biggest online payment networks. View the full article
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Cabot chasing CCJ Judgment Debt


Recommended Posts

Hi, I recently received letters from Cabot and then resolvecall . I’ve had a visit card posted by resolvecall. I called them up and have discovered that they are chasing a old ccj . I think the debt has been sold, they were very vague with the information and told me that they would get back to me with more information. What should I do next ? Really confused.

Edited by sid2gr8
Incorrect spelling
Link to post
Share on other sites
  • sid2gr8 changed the title to Dca chasing ccj

i would have though after the amount of court cases you've had you'd know by now you NEVER ring a powerless DCA - they are NOT bailiffs.

 

resolvecall don't buy debts, only chase for their stated client.

 

neither of your old cabot CCJ threads have any update as to actually what happened at the end of the day...so it could be either one of your existing Cabot CCJ's .

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

Link to post
Share on other sites

Thank for the reply dx. The reason I called them was because I was sure the debt was SB. Turns out after digging out old paperwork it’s another debt that is a ccj. I’ll update again here when I hear from them again.

Link to post
Share on other sites

then it cant be SB and you should have researched it first.!!

 

never blindly ring anyone regarding any debt, esp a DCA.

 

if it were enforceable, they'd not send a powerless dca

the'dy return to court and ask them to send in court bailiffs

which ...

1.you'd get notification from the court they'd returned to court to enforce.

2.bailiffs have no right of entry on consumer debt anyway.

 

so when was this CCJ attained.?

why didn't you defend it?

when did they get it?

what's the debt all about?

is this on your credit file?

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

Link to post
Share on other sites
  • Andyorch changed the title to Cabot chasing CCJ Judgment Debt

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...