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Resolve Call & A Statue Barred Debt!


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Over the past few weeks, I have had the wonderful people from “Resolvecrawl” sorry I mean “Resolvecall” write to me over a very old credit card debt from 2004 and I am fully aware is long Statue Barred Certainly, no payment or any acknowledgment has been made since 2004! 

 

one of those lovely computer-generated letters from them stated that a representative of theirs would visit my property to discuss the debt if I did not contact them within 14 days.  I waited for the visit and unfortunately I was not at home when a hand delivered card was put through my letter box asking me to contact them.  I was rather annoyed that I was not home at the time to confront the representative!   

 

I am certainty not surprised either that they sent a representative of theirs during this pandemic!!  We all aware of how scrupulous and vindictive these DSA’s are, pandemic or no pandemic!  The world could have a week to exist and they would still try it on!  going off track, what would be the best course of action be? 

 

The original lender, buyer of the debt and any DCA’s had the chance of their day in court and if they choose to sleep on their legal rights for 6 years then this is their fault!  So, should I just sit on it and do nothing with Resolvecall?  Or Contact them and inform them of my rights and that this debt is Statue Barred?   

 

Any advice would be appreciated. 

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For an easier life – and also to avoid the risk of some kind of backdoor ccj you might be best off writing to them and telling them you dispute any debt but that in any event it would be  statute barred and that under the CONC rules, they are now prohibited from taking any further action on this and that you will make a complaint if you hear from them again

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This is what I was concern about some kind of backdoor CCJ!  Obviously I would defend any CCJ if this happed!  I shall write to them explaining the situation in this case.  What is the best way too contact these kind of companies theses days?  Is via the standard recorded mail or will an email be sufficient enough? 

 

 

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In your opening post you seem to be quite strident – in a subsequent post you say that you are going to explain the situation. I think you should simply lay it on the line.

Send them an email and also a recorded delivery letter.

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BankFodder, any communication with them will be simply laid on the line in no uncertain terms!  Explaining the situation simply meant I would tell them like it is, for which they know anyway!  I shall email and send a recorded letter.  Thank you so much for your advice BankFooder your a legend! :)

 

 

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ignore snotscrawl..sorry resolvecall.

send THEIR STATED CLIENT..

 

our SB letter from the debt collection section of our library.

 

 

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please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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