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Hi there I'm looking for some advice

 

my dad just got this given to him at his work

it's to do with a situation a year and a half ago were there was a crash that he was a passenger of

 

he was going to claim

enquired at this company

then rang up and said that he didn't want to go though with it

 

he didn't go to have any medical done or nothing after he rang him up

they didn't contact him for a another year

 

they rang him once when he was at work where he said he couldn't talk

there was no further phone calls after that

 

last week where they said we owed all this money

we haven't had a court date where we would be able to state our case or anything

 

just wonder what people think we should do going forward 

 

Many thanks 

 

HCE Letter.pdf

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image redacted and attached to post 1 as a pdf

 

so ...the ambulance chasers he initially contacted have - via Express solicitors - raised a court claim for their 'involvement' and gotten a default judgement against him (a backdoor CCJ ) for their claimed sum.

 

why has he not received anything regarding this county Court Claim at all??,

these would have included 

numerous letters from the ambulance chasers,

numerous letter from powerless DCA's chasing the 'debt'

and a pre action protocol letter from express solicitors which must be issued 30days before any court claim can be instigated?

 

has he moved since the 'event'?

 

as the default judgement CCJ sum is above £600, the claimant has paid a small fee to cross to the high court (of which the defendant, your dad, again should have received notification) and sent them in ...

but why was it served to a works address???? puzzling...

 

he needs to urgently go get a free copy of his credit file from one of the numerous online providers

on there, the CCJ should show.

 

he needs that number...

 

then go ring chelts/glous court and ask for a copy of the CLAIMFORM and the Default CCJ judgement by Email PDF.

.............

 

now as for HCE..

there is NO RIGHT OF FORCED ENTRY upon a default CCJ no matter what they state..

however his car or any 'assets' that are not locked away on private land are slightly at risk of clamping/seizure .

 

the next step is to either set aside the judgement via an N244 but this costs £255

or 

vary the judgement via an N245 (<£50) and deal with the set aside later.

 

these depend upon the PDF return and the address question.

 

DO NOT ENGAGE WITH THE BAILIFF

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

and?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Wasn’t there another case with Express Solicitors on here back in the summer . They tried to pull the same thing on her and she’s defending it in court.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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