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Cabot/Nolans SPC Claim - old Cap1 Card debt


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It certainly is. What should be my next step? I'd quite like to get Nolans/The Court notified of these sums before the next scheduled hearing.

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im toying with contacting nolans saying i'll offer you £828.21 - 

£717.22 = 111.01 to drop the claim....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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when do the gambling entries start and end please on the statements

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hearing is not until the 25th? so let things run.

 

knowing clueless nolans they'll send you some missive with this or that making out you have no real chance of any success trying to intimidate and threaten you.... 

 

i'd say around the 15th we'll start dangling a carrot with your offer and including  about address move and gambling addiction etc at that period and that you though ( as is true) there was no or a very small debt , but are shocked that 90% are unlawful charges that are not enforceable.

 

their client assumed all responsibility under the CCA when they purchased the debt , so you'll have a good chance here IMHO.

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Going to get this letter typed in the next couple of days. Should it just be sent to Nolans?

 

On it I should have what I am willing to pay and why that amount? Also mention about the bad gambling habit at that time which is proven throughout the various bank statements. Should I mention the change of address?

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On 03/10/2021 at 17:29, dx100uk said:

'd say around the 15th we'll start dangling a carrot with your offer and including  about address move and gambling addiction etc at that period and that you though ( as is true) there was no or a very small debt , but are shocked that 90% are unlawful charges that are not enforceable.

 

their client assumed all responsibility under the CCA when they purchased the debt , so you'll have a good chance here IMHO.

main thrust is you dont owe the charges offer them the £114? left to discontinue the claim save to costs.

inc spreadsheets, dont waffle!!

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Would there be any harm in e-mailing my response to them with the excel sheets attached to possibly speed up the response or would it be preferable to do an old fashioned letter?

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god never give nolans an email...ever!!

 

lets see the letter 1st please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thats really superb.

 

it might be worthy to address their admittance or not of the debt sword waving to begin or use you 1st sentence to clarify this matter.

 

i'e something like , i did not believe any debt existed as it was some many years ago , at an old address and totally forgot about. i was in a dark place then due to a gambling addiction.

 

you get the idea......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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