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Personal Injury Claim Court Proceedings


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Hi all,

 

I had an accident a few months ago which was my fault.

 

Whilst reversing out of my parking space, I bumped into a vehicle which was parked behind me (driver was inside). I accepted liability for the accident as it was my fault and I assumed that the claim against my insurer would be sorted out pretty quickly.

 

However, the driver of vehicle put in a claim for damage AND personal injury. The claim for the damage has been accepted, but my insurer is disputing the claim for personal injury as the collision took place at a speed of less than 5mph and the driver did not complain of any injuries at the time of the accident. There were also no witnesses to the accident and no CCTV evidence.

 

The third party insurers are now taking the dispute court. The solicitors acting on behalf of my insurer have asked me if I am willing to provide evidence at court but I am unsure about whether I should agree to this or not.

 

Should I attend court, or should I just provide a written statement?

What will happen if the claim for personal injury is accepted? Will the additional personal injury claim have an effect on my insurance costs in the future?

 

Thank you.

 

 

 

 

 

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You should cooperate and comply with your insurer completely.

If you fail to cooperate then you might possibly leave yourself open to some personal liability.

I'm quite sure that you will find that your insurer is entitled to take what ever action is necessary to reduce their exposure to risk

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