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Hi,

we used to use BG when we lived in our previous property which we left over 3 years ago.

 

At that time we had pre-paid meters and were paying some arrears to BG

 

. Today Lowell have contacted us with £3,600 owed - first contact in 4-5 years.

 

They state that my IVA failed.

Yes it did- about 3 years ago due to HB being bought by FJ and no contact from FJ...any suggestions?

 

Many thanks in advance.

 

Taba

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Who says you even owe this?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Have you moved since the iva failed?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so officially you've not informed the (was) iva company you have moved, so thus non of the debts owners being paid thru the IVA were informed either?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so ignore lowells until/unless you get a letter of claim.

 

the letter you have will say everything but WILL.

read it carefully

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so what seems to have transpired is HB signed you upto this debt with lowells was it at the time of the IVA?

 

there is noway BG would have sold a legit debt on of this level for <10p=£1 to a debt buyer if it were real.

 

sorry but i think you got had from day one.

and ofcourse HB got a backhander from each debt they signed you upto and used most of your payments as their fees too.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Blimey! Well HB IVA went to Freeman Jones who contacted me once and when I explained everything never responded...despite several emails to them and calls.

 

What so you suggest? Really appreciate your help and replies.

 

 

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On 25/08/2020 at 16:38, dx100uk said:

so ignore lowells until/unless you get a letter of claim.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

dca's threaten everything including murdering your aunts budgie...

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

1.lowells don't ever...

 

2.no ..4th time ive said that

 

it is not a letter of claim

please read your thread and the advice given carefully...

 

and bits in red below..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It should really serve to emphasise that IVA’s, contrary to the way they are presented, should have a government health warning.

 

 

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