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Capquest- chasing capital on tap/New Wave Capital Card debt Personal Guarantee debt


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i have not yet - its next on my list

but anyone  claiming an amount in court has to substantiate what its made up of surely?

what does - 'there is no statements for this account mean'? exactly what it says on the tin, they have no proof how they got to £xxxx

 

Ill get the SAR out tomorrow

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sar to the OC will let you know the cards capquest (arrows) might eventually hold, then you are more prepared.

 

yes ofcourse they have to be able to substantiate how the sums are accrued, but with no sight of a compliant PG, that will be the least of their worries...:bounce:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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depends i have two companies - one refuses to send SAR reported to ICO, but i still need the data and cant do anything without it 

 

another company responded with long email of how they use my data, but no documents whatsoever- so having to SAR again- as i need the information

 

companies are refusing to send! they are playing hardball, its like ICO aren't in the office or enforcing things 

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  • 3 months later...

Capquest - been ignoring for ages as refuses to supply signed docs and statement of account 

 

finally supplied a list of transaction they say is from original creditor , but just an excel list of 29 transactions , no title , no account number , 

no headings

 

literally just a list of numbers on a Capquest paper - with Capquest small print in the footer .

 

obviously , I can see there is nothing to tie this list of numbers to me - 

 

im looking for a good paragraph to send back 

 

like *
 

Thanks for a list of numbers you have typed with no references ,

titles, account numbers or anything to show this is an original creditors statement , this is not my statement , and has not been provided by the creditor on creditor paperwork I j the format of a statement -

 please provide as required the original statement as required by ..........

 

 

can you help ?

 

18-01-2021, 19:33 Office Lens.pdf

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like you dont reply at all

what the debt looks like a loan 

who was the oc?

is it on your credit file?

what is the defaulted date?

 

i will guess you've already sent a CCA request etc?

why if it wasn't a letter of claim did you ever bother responding?

 

then we'll get this off to it's own topic as you quite rightly say its off topic and shouldn't be in this thread

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have found the old thread - I’ll post any more comments there - 

 

it’s unregulated business credit card , not on personal credit file - original creditor capital on tap sold to Capquest, may last year , not been chasing it much as I keep asking for a statement and they don’t supply , now this excel list of transactions , with no details 

 

just got to dig up the old thread 

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  • dx100uk changed the title to Capquest- chasing capital on tap/New Wave Capital Card debt Personal Guarantee debt

done for you.

 

until/unless you get a letter of claim you should be ignoring!

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok - when I ask for statement it puts it back in complaints dept - and they leave me alone for about 6 weeks at a time , then the cycle starts again 

 

but at least they don’t ring or write 

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  • 1 year later...

hi

cant find old thread, had a capital on tap business card (new wave) defaulted dec 2019, quickly sold to Capquest, capquest then arrow were never able to prove the debt

or provide a statement with losses, even admitting one doesnt exist after i complained (probably why it was sold on by original creditor)

 

that was beginning of last year, now they say its been transferred to drydens solicitors, in a letter i received to day, so what can i expect 

i really thought this had gone away , without any proof of loss they cant go to court surely?

and they 'own' drydens, so its hardly been transferred out of arrow

 

 

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just click your username

 

threads merged

now go read from post 1

the answer is posted numerous times.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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