Jump to content


  • Tweets

  • Posts

    • One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other!
    • Six months of conflict have also taken a heavy economic toll.View the full article
    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Backdoor Arrow/Drydens 2008 CCJ/CO - MBNA Card - , debt was already SB'd , **WON** set aside - Now being chased 12yrs later.!!


mandyjayne
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1194 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi...hope some people are still subscribed to my thread...this is the judgment order i received today...

 

Before Deputy District judge Cross sitting at the ***** county court

 

upon hearing the solicitor for the claimant and the defendant in person

 

it is ordered that...

 

1. having failed to comply with paragraph (1) of the order dated 28th April 2009 the claim is stuck out.

 

2. The defendants application dated the 5th oct 2009 is dismissed. (this was my application to strike out)

 

Does this order leave it open for them to re-instate? can i apply on n244 to make it final in anyway??

 

thanks MJ:)

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

  • Replies 486
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi...hope some people are still subscribed to my thread...this is the judgment order i received today...

 

Before Deputy District judge Cross sitting at the ***** county court

 

upon hearing the solicitor for the claimant and the defendant in person

 

it is ordered that...

 

1. having failed to comply with paragraph (1) of the order dated 28th April 2009 the claim is stuck out.

 

2. The defendants application dated the 5th oct 2009 is dismissed. (this was my application to strike out)

 

Does this order leave it open for them to re-instate? can i apply on n244 to make it final in anyway??

 

thanks MJ:)

 

Hi MJ,

 

the judge has struck the case out, thats it now unless they apply to set the order aside which they have the right to do. But if they did apply they no doubt would have to comply with the order they didnt in the past and hopefully they are unable to do this.

 

This is as final as it gets I'm afraid. The longer they leave it to apply to set aside the harder it will be for them do to get the judge to agree imho.

 

S.

Link to post
Share on other sites

hi mandyjayne, can't believe how quick you got to hear your outcome from 5th Oct....still waiting on mine from July! may give the court another call next week, last time I rang on 11th Sept seems the claimants MBNA had been enquiring too! Guess its them who really need to want to have things rolling more than me tho :)

 

Good to see your result in writing, lets hope this is the last of it now for you as you've been on some right rollercoasters on the way!

CAG NEEDS FUNDS PLEASE DONATE AS MUCH OR AS LITTLE WHERE POSSIBLE

http://www.consumeractiongroup.co.uk/paypal.php?go=donate

Link to post
Share on other sites

  • 1 year later...

Hi people..long time no post!

 

I received a "uk mail" letter today with regard to this struck out court case

. Can people give me their thoughts and let me know what may now happen.

 

Arrow Global llc who originally owned this and tried for a charging order were struck out ( see above) they have now assigned it to Arrow Global Gurnsey ltd!

 

it's got the court case claim number on it and says "we advise you that Arrow Global llc has assigned all of it's respective rights title and interest in respect of the above ref account (including the right to receive payment) to Arrow Global Gurnsey.

 

Please note that all current arrangements in respect of such account shall remain in place and you should direct any queries to: Mortimer Clarke etc

Are we likely to see round two of this????

 

Mj

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

Thread moved back to Legal Issues Forum.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Dont know if it helps but I have had the same / similar letter and the company who were collecting on behalf of A G gave up long ago when they couldnt produce any proof of the alleged debt . On my letter it says to carry on with payments to the collecting company ...sure I will !:wink:

This alleged debt never went near a court and I havn't heard a dicky bird for almost two years. I think this must be an admin thing and they will write to everyone on their database with details of this NOA to cover themselves.

Link to post
Share on other sites

Summer...thank you! I was thinking it's something and nothing! It was struck out a good while ago now and my thinking is they would have had to do something way before now not a couple of years down the line!

Thanks again

Mj:)

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

If the case was struck out, then they may, i stresss may be able to resurrect the case, for example they may apply for relief from sanctions under CPR 3.9

 

I accept it is a long shot, but get the wrong judge on the wrong day who considers it is equitable to allow them to proceed with this and its all happening again

 

Id play this very very tactical and the slightest sniff of trying to apply id be filing a witness statement in opposition

Link to post
Share on other sites

Hi pt... Thanks for the heads up! Can they do this after leaving it so long (oct 09)

Mj

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

(1)On an application for relief from any sanction imposed for a failure to comply with any rule, practice direction or court order the court will consider all the circumstances including –

 

(a)the interests of the administration of justice;

 

(b)whether the application for relief has been made promptly;

 

©whether the failure to comply was intentional;

 

(d)whether there is a good explanation for the failure;

 

(e)the extent to which the party in default has complied with other rules, practice directions, court orders and any relevant preaction protocol(GL);

 

(f)whether the failure to comply was caused by the party or his legal representative;

 

(g)whether the trial date or the likely trial date can still be met if relief is granted;

 

(h)the effect which the failure to comply had on each party; and

 

(i)the effect which the granting of relief would have on each party.

 

(2)An application for relief must be supported by evidence.

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

  • 9 years later...

Hi it’s been a while since I’ve posted.

long story short.

i reclaimed PPI through a company MBNA paid out £200 as they had Mis sold

i had a £6000 debt 20 years ago with them that they couldn’t chase due to the help from you guys and never heard from them again 
Today received a letter from a debt company now chasing again have I opened up a terrible can of worms here? 
thanks MJ 

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

No..that cant reset sb date

 

is this that mbna card arrows tried to get a CO on after they got that backdoor CCJ??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Dx thanks for the reply so do i ignore any future letters they are having a laugh! 20 years? I went to court and won with 3 cards can’t even remember which three it was 12 years ago may even have been this one  yes I did get a CO removed and the ccj removed

edit! I’ve just found my old posts 😂 it was struck out! Been so long since I’ve been on here forget my way around! 
thanks MJ
 

 

Edited by mandyjayne

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

old and new threads merged for history

 

so who's this dca chasing you?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Arrow again but informing me they have transferred the debt to fairfax solicitors 🙄 

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

stuff and all they can do.

 

when...disregarding the ppi refund totally - did you last pay anyone anything toward the debt>

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

if you've not paid in more than 6yrs then send them our SB letter from the debt collection library.

they can't hold any judgement on you, which would have stopped the SB clock, cause you successfully fought off to the SD and got the CCJ /CO set aside.

 

the letter probably doesnt say WILL anything and is just them trying to fund their staff holidays with free money from mugs that think a DCA is a bailiff and wet themslves.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

hidden

 

you MUST redact things!!

 

and PDF only please.

 

read our upload <<clickme  guide carefully

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Ahh so sorry was in a rush posted and ran! 
I have no hope of loading this pdf or other so I’ll just explain 

drydensfairfax financial statement letter

they start by saying their client holds a ccj over your property? They don’t! 
fill out the expenditure blah blah 

they are obviously 🙄 not going to leave this so I need to get rid of them 

SB letter now from the library
when this went to court and was struck out would I have received paperwork from the court stating that? 
thanks MJ 

__________________

CAG Depends Purely Upon Donations. Please help us to continue helping you, and give what you can - Thank you:grin:

Click to donate

 

Please click my scales, if you feel the need;)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...