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Halifax a right mess, need help befor i start.


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first off can i say wow what a great forum !


Right this is my problem, a few years back i got into trouble with my Halifax cc. basicly i went over my limit ect and buried my head thinking it would go away. They ended up passing my account onto another company called Blair Oliver and Scott ( just another part of Halifax i think) i did managed to pay off a large amount of the card but i could never get it below the limit so i went back into buried head time again.

anyway they have now told me they will serve court letters against me so i asked for a full list of accounts, this came without charge. When i added up how much they charged me over the years they add upto about £100 below what i owe them !

so do i send the letter to reclaim these charges to Halifax or do i send them to b,o,&s ?

thanks in advance for any help.


jon :!:

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If you are in Scotland the amount you want to claim is >£750 then I advice going for Halifax and use their address in Leeds.


If you go for them in England you can claim upto £5000 in small claims court but in Scotland it is limited to £750 and in England you can go back 6 years but in Scotland it is 5 years.


the address I used is



Customer Relations

Po Box 548








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  • 3 weeks later...
  • 2 weeks later...

Hi me again ! lol


Quick question for anyone who can help. Im filling in the form on the money claim website, however the address that i have sent other letters to and reply have all been to the halifax office in Fife. As the money claim site will not allow a Scottish addy shall i send this to Halifax's registered address in yorkshire ?

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