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GDPR breech by swift


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Hi I have made a complaint against swift it appears I’ve currently over paid them by over £2000, they are asking for a further £19000. But to top it off they have stapled a letter belonging to someone else giving all their details to one of mine breaking all GDPR rules! Any advice? 

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I have a complaint with Swift advances having over paid them yet the are still demanding further money also added a GDPR issue with them as they sent me someone else’s letter with all their details on. What would you do? 

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Hello and welcome to CAG.

 

I've merged your threads to the Data Protection forum. It's best to keep to one thread per issue.

 

You might like to start a separate thread just about the amount owed in the Swift Advances forum.

 

Best, HB

Illegitimi non carborundum

 

 

 

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contact the ICO regarding the letter.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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on the swift loan? front

please expand

is this a mortgage, secured loan or WHY?

 

get an sar running to them and get all the statements too.

 

lets see how many £1000's they've added in unlawful fixed sum penalty fees...like late/arrears/debt collection/phonecalls/it's raining today - your fault.

 

i'll move your thread to the swift forum as you can have a good read there of others troubles and learn how to get reclaiming.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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do what alone?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sar 1st 

get it off tomorrow

info gathering time.

 

why do you think you've overpaid?

have you ever been in arrears?

and was this loan linked to a mortgage application or simply a consolidation loan to pay debt off?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Brilliant thanks I’ll get an SAR off to them. 
It was home improvement. 
 

the overpayment is on their paperwork! I should have paid in the region of £56000 at the end of the loan but have already paid £58000.  There were arrears that have been cleared 

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  • 2 months later...
On 14/08/2020 at 18:10, Swiftwidow said:

Brilliant thanks I’ll get an SAR off to them. 
It was home improvement. 
 

the overpayment is on their paperwork! I should have paid in the region of £56000 at the end of the loan but have already paid £58000.  There were arrears that have been cleared 

Hello,

 

How are you progressing with Swift?

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They said they investigated and offered me an apology only. They still won’t send me all the info I have requested numerous times. Given up! 

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3 minutes ago, Swiftwidow said:

They said they investigated and offered me an apology only. They still won’t send me all the info I have requested numerous times. Given up! 

Send the SAR again registered post they have to reply. If they don't a Solicitor's letter will be the quickest way to remedy that. Glad you got the apology letter, keep safe with your Swift paperwork. A Solicitor will be able to point you in the right direction during this process of how best you can tackle Swift. Please come back to update.

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Ico

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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