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fingerscrossed v lloyds tsb

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hi there


welcome aboard. Unfortunately, lloyds take it all the way to the wire, so be very patient and there'll always be support here for any questions.


my sugestion to you is just read as many threads as you can, that way you'll know what to expect, and many questions u may have will probably have already been answered.


Good luck



the train of thought has left the station, hope i was on the right platform!!



Lloyds TSB

prelim sent 06/07/06 response rec'd 14/07/06

LBA sent 20/07/06 response rec'd 27/07/06

Moneyclaim filed 22/08/06 Ack'd 30/08/06

Defence filed 26/09/06 AQ filed 12/10/06

hearing set for 10th Jan 2007


Cap One

prelim sent 2nd Nov 2006 First offer rec'd 14th Nov

any thoughts, suggestions or advice given by MBQ are done so without prejudice. All information I have, i have learned from this excellent site. If in any doubt, seek professsional advice.






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  • 4 weeks later...

Wow - thats an unusual and encouraging response from Lloyds! I'm not at that stage yet but from reading other threads I would suggest you thank them for their money and carry on with the claim!

Good luck! :)

Regards, Seesaw :)


04Nov06 Registered with CAG, completed S.A.R - (Subject Access Request).

06Dec06 Statements received.

08Dec06 Sent pre-lim letter requesting repayment of £1615 with schedule of charges

23Dec06 Received initial rejection response from recovery centre.

30Dec06 LBA sent with schedule of charges

12Jan07 £750 partial settlement offer received

14Jan07 Rejection settlement letter sent

19Jan07 N1 Claim filed at county court

09Feb07 Acknowledgement of service from Lloyds

19Feb07 Notice that defence has been filed & AQ provided

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You could send them this:


Your address


Lloyds TSB Bank PLC

25 Gresham Street



Your reference:

Re: Account number ********

Response to settlement offer.


Dear ********,

Thank you for your letter dated **/**/** in which you issued your (second[delete if not needed]) final response. I also thank you for the £750.00 which you credited to my account.

You should by now be aware of my letter sent to you, dated 12th December 2006, which said that I have filed a claim with the County Courts, Claim Number 6QZ*****, for the full charges total of £** plus interest at 8% totaling £**, which gave a balance of £** due, continuing at 8% at a daily rate of £**.**.

I will accept the sum which you have credited to my account, only as part settlement and on the clear understanding that I will continue with my claim via the County Courts to pursue recovery of the remainder that is outstanding. If you wish to bring an end to this litigation then I request you refund the outstanding balance, which is as of the date of this letter £**, to my account immediately.


I trust this clarifies my position.



Yours faithfully

Full name



hope this helps

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