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    • Hi Ade,   Stop speaking to them by phone and keep contact in writing only, which you've said you prefer.   Send TT a SAR by post immediately. The data you get back should enable you to see what they think you owe, and how it's made up.   Also write to BW Legal confirming you dispute the alleged debt owed to TT and have written to TT seeking data, so BWL must stop demands until TT have replied to the SAR you've sent them.
    • Please do although obviously I don’t know the facts from your side but at least I can tell you how much of a cut and paste job it is.
    • Please check back for a full reply tomorrow. However, it would help if you would introduce pergo spaces into a story full stop it's very long and especially for people with small screens it's very difficult to follow when it is so compacted.   I think this straight has become rather confused because of the third party account which we received at the outset. I think it will probably be helpful if you could repost your story but on a new thread and more openly spaced please.   Then we can start to have a closer look at it. However, as I've already suggested, I think there are two issues. The question of your liability in the accident and the problem of how you have been persuaded to take a rental car at such a high rate.    I would suggest that you hold off telephoneing anyone until we have had a closer look.before you do anything on the telephone. You have obviously had some very important conversations but you don't have any evidence of them. Although the other side may say that they have recorded them, you you may find it difficult to get hold of those recordings if in fact those recordings incriminate them in any way. for instance if they have promised you that you don't have to pay anything for the hire car, that would be an extremely useful conversation to have but you may find that it is difficult to get hold of.   please start a new thread it will be much easier to continue from there                                
    • When I sadly lost my job a while back, i reportd it immpediately to DWP as you are supposed to, but didnt realise at the time that the day I reported to them was the day before I was paid out for the last month. I was actually paid extra whem I left as it was cheaper than redundancy fort the business and at the time it was a good financial move (so I thought).   I was paid on Fri 26th Jan, they paid me out 2 months in one go. I reported to DWP on the 22nd of Han that I was made unemployed, had the letters and evidence. As they spun the story, because of their assesment dates and that, my first payment was on the 1st May and reassured that it works the other way around. That when work starts again, if I dont actually receive money from the company during the assesment period, there wont be an issue as it balances up.   Can I believe this or was it another spun story? I'm concerned that as I'll be paid monthly, (Starting on the 15th paid on the last day of the month), assment ends on the 22nd. Tha they'll take that money into consideration.   I'm just concerned due to the disparity it would cause between 4 odd months I endured with zero income because of how their system works and whatever they ahe in place to counter at this end of the claim.   Anywa, it's just awonder.   Cheers,   Ade    
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies
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You are preaching to the converted here. Sadly I have lots of friends and family in the US who think Biden stole the election. Some are being quite public about it on Facebook.

 

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I am sure you are very clever.  

The entire republican party is corrupt to the core.   We have out issues with our parties here, but damn, the states is basically a clusterf***.  Trumps been c[aught lying, commiting illegal activitie

...and wee Nicola says Trump going to Scotland isn't essential travel and wouldn't be let in.   'Sturgeon said she wasn't clear on the president's travel plans but hoped his immediate travel

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Not all of them, most of my family are democrats die hard. But my wife’s family , the men think Trump is great and that the democrats would do anything to unseat their great leader. I got one friend who is tweeting stupid conspiracy theories also, things like pictures of a grave yard, and jo Biden saying thanks for the votes guys!

 

Although to cheer you up a Reuter’s poll has shown 80% of the US believes Biden won, including 60% of Republicans.

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Democratic House committee chairmen sent letters Tuesday demanding that the White House and more than 50 federal agencies preserve all records now that Joe Biden is projected as president-elect.

"As the Trump Administration prepares for the transition of power to the new Biden Administration, we write to remind you that all Executive Office of the President employees and officials must comply with record preservation obligations set forth in federal law and preserve information relevant to congressional oversight," the chairmen wrote to White House counsel Pat Cipollone.

nbcnews

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Thing is, Trump; with the active support of senior Republicans; will soon be setting a precedent for obstructing handover when a president loses to 'the other side' 

not 'quite there yet as bluster and blowharding doesn't cut it, but its skirting it.

 

Not sure about potential charges for abuse of federal process lining up to add to the rest though as Pres can largely order whatever as long as its done properly.

Barr could be in for a world of pain though ...

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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He'll probably try to hold out until dec 14th trying whatever he can to:

* try to stay in power by any means

* cast doubt on everything, especially the democratic vote,  and enflame his supporters

* Mess up the transition

* Make it as hard as possible for the next administration

 

I hope he'll fail on all counts.

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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https://www.cisa.gov/news/2020/11/12/joint-statement-elections-infrastructure-government-coordinating-council-election

 

Joint Statement from Elections Infrastructure Government Coordinating Council & the Election Infrastructure Sector Coordinating Executive Committees

“The November 3rd election was the most secure in American history. Right now, across the country, election officials are reviewing and double checking the entire election process prior to finalizing the result. 

“When states have close elections, many will recount ballots. All of the states with close results in the 2020 presidential race have paper records of each vote, allowing the ability to go back and count each ballot if necessary. This is an added benefit for security and resilience. This process allows for the identification and correction of any mistakes or errors.

 

There is no evidence that any voting system deleted or lost votes, changed votes, or was in any way compromised."

 

“While we know there are many unfounded claims and opportunities for misinformation about the process of our elections, we can assure you we have the utmost confidence in the security and integrity of our elections, and you should too. When you have questions, turn to elections officials as trusted voices as they administer elections.”

 

 

The statement’s authors include

the presidents of the National Association of State Election Directors

the National Association of Secretaries of State — who run elections at the state level

and the executive committee of the government-industry coordinating council that includes all the major voting equipment vendors.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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This is really dragging on, isnt it? Trump's team seem to have moved from trying to get votes disqualified to holding up the results in Wisconsin, Michigan, etc and generally discrediting the result.

Illegitimi non carborundum

 

 

 

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at least he's apparently been blocked from initiating a strike on Iran

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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  • 2 weeks later...

The legal campaign's going well then. The recount in Wisconsin gave Trump more votes but Biden even more, at a cost of $3m. And a donor to the organisation bringing the failed cases is suing to get his $2.5m back.

 

https://www.theguardian.com/us-news/2020/nov/28/joe-biden-gains-votes-in-wisconsin-county-after-trump-ordered-recount

Illegitimi non carborundum

 

 

 

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You wonder what Trump is up to?  Would the US Supreme Court with Republican Judges holding a majority be able to help undermine democracy ?  I very much doubt they have any grounds to offer Trump any assistance with having some votes cast by post excluded.  Democrats had much more postal votes, so would be harmed, if Judges decided that the elections held in some areas were faulty in some way.

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29 minutes ago, unclebulgaria67 said:

You wonder what Trump is up to?  Would the US Supreme Court with Republican Judges holding a majority be able to help undermine democracy ?

 

Cant see it myself

 

Ban abortions - yep

Get rid of obamacare - most of it and in stages - yep

Allow the erosion of particular rights via 'local' and indirect actions - absolutely

Blatantly trash the constitution - Nope

 

Johnson and crew has and would (our equivalent) with the MPs they now have

- Trump would if he could - but neither the Senate nor the house of representatives would or will allow it. Thats not to say damage hasn't been done.

 

Even Trump allegedly enabling the alleged Israeli/certain Arab state assassination in Iran doesn't breach the constitution in any way

- quite the opposite.

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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This is very powerful, I think. Top election official from Georgia asks Trump and two Georgia Republican candidates for the Senate to tell their supporters not to commit violence.

 

And he has a go at the Trump lawyer who said the head of Cisa should be shot. I agree with him, it's all wrong.

 

https://twitter.com/i/status/1333919015174098950

 

Illegitimi non carborundum

 

 

 

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Georgia is still the remaining battle ground to be won or lost

https://www.theguardian.com/us-news/2020/nov/09/stacey-abrams-georgia-senate-run-off-election

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Seem Bidens confirmed that he wont be in any hurry at all to sign a deal .. with anyone

 

Rumour has it that he thinks he can get most of what he wants without committing to very much at all as a number of the brexit MP's want to ship in US food at a profit and cheaper than UK prduced meat which will only be for the wealthy tables

 

.. with not a thought for the US'S use growth promoting products banned in the EU including  bacitracin with its tendency to create antibiotic resistant bacteria - even resistant to antibiotics of last resort.

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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This is just so appalling. Trump is pardoning all and sundry who know him and also trying to pre-pardon people for future offences or court cases, for whatever.

 

But he's trying to speed up executions and reintroduce even more horrible ways of killing people, regardless of the circumstances of their conviction, before he leaves office.

 

The contradiction is shocking, I think it could be the worst thing he's done.

 

https://www.theguardian.com/commentisfree/2020/dec/03/donald-trump-pardons-family-clemency-death-penalty

Illegitimi non carborundum

 

 

 

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and Trumps heading for Georgia, presumably to 'help those Republican incumbents he is constantly stating presided over a criminally corrupt/incompetent election that let Biden 'steal the vote

By blowing more of the same obnoxious wind, or alternatively admitting that he was BS'ing and that the incumbant Republicans are competent and worth voting for

 

.. wonder which?

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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na

they didn't get the infection rate up high enough in the area and need to ensure it's the state that pushes the daily infection rate above 3000 per day else their master  plan of killing 5000 citizens each day and be able to blame all the deaths on biden won't succeed.

 

his tack is to get the death rate consistently above his rate in every month for a good 1yrs then go for kicking biden out in the midterm elections.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Trump only cares about himself and he can’t face the fact he’s going to be irrelevant in 50 days. I don’t get it myself , in my wife’s family who are nearly all in America, all the men vote for Trump. The women quietly roll their eyes and vote Democrat!

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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17 minutes ago, dx100uk said:

na

they didn't get the infection rate up high enough in the area and need to ensure it's the state that pushes the daily infection rate above 3000 per day else their master  plan of killing 5000 citizens each day and be able to blame all the deaths on biden won't succeed.

 

his tack is to get the death rate consistently above his rate in every month for a good 1yrs then go for kicking biden out in the midterm elections.

 

Self defeating if it kills mostly rabid Trumpian rebublicans

 

err Forget I said that.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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