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    • Piers aint that bad (recently amended opinion)  
    • It looks as if you have been completely ripped off. I'm sorry about that but frankly I don't think there is much you can do – and believe me, it is not often that I say that on this forum. I think it's fairly clear that there has been a deception here and although it won't help massively, I would suggest that you report the crime to the police. They will try to say that is a civil matter and you will have to stick to your guns and say that no there's been a deception, that this man is selling cars in an unroadworthy condition and probably he is committing tax fraud offences as well. I'm afraid that there doesn't even evidence that you have the correct name. It seems entirely possible that such a person simply doesn't exist. I don't see any point in beginning a legal action because if you don't even have the correct name for this dealer, then a judgement recorded against his credit file will make absently no difference at all and you will simply incur the costs of bringing the claim. I doubt very much whether he would bother to respond to a claim or to put in a defence. If he did put in a defence then if you wanted to move on to the hearing stage you would have to pay another fee and this would simply put you even more out of pocket – probably to the tune of about £250 or so – and as it seems very unlikely that you could ever enforce the judgement, you would never get any of this money back. I'm sure you feel very bad and very upset. The only other thing you should do is start going around the review sites and putting up negative reviews about this person and his business – and business names. At least it will put other people on guard and you never know, you might stumble across other people who know more about him and actually know who he is. If you do decide to inform the police then you should tell the police that he is trading under a false name. In terms of your car, I'm afraid that the only way I can suggest to cut your losses is to have the work done. It means that you are £1000 down on the deal – but at least you will have a driving car. However, before doing that I would have the car thoroughly checked over to make sure that there aren't any other defects which are about to materialise which might eventually make the car is simply not economical to repair. You said that there was an MOT certificate in the glove box. Is it a recent MOT certificate? Are you able to speak with the previous owner at all?  Cagger @Daniel Hanson who has also bought a vehicle from the same person may be able to help you in this respect. It seems that he has been lucky enough not to have any problem so far with the car that he bought. I think at the very least, the lessons to be drawn from this are: Don't purchase a used car – or any car from a dealer who is far away from you make sure you check the car yourself make sure that the dealer is well established and do some research on forums and review sites for negative reviews and positive reviews. However, be suspicious of positive reviews. Don't pay cash/bank transfer. You lose all control of your money. Insist on paying by credit card or debit card and if the dealer won't accept it then walk away. Ignore warranties. They are meaningless and they are simply a red herring intended to distract you from your statutory rights. However, as you are discovering, even your statutory rights are meaningless if you are unable to identify the dealer and if you are able to identify any assets belonging to the dealer against which you could enforce judgement. Please do let us know how this develops and if you are able to track anybody down. As I say, I think you should certainly inform the police – but it will be a hard job to get them to take notice because they will simply try to say that it's a civil matter and there is no evidence of a crime. You will have to push hard.
    • That is one mean spirited individual, looks like what a Dickensian female Workhouse Beadle would look like.
    • I'll reply more fully  later as I'm about to go out. But meantime who was this person who you allowed to drive your car? How did you know him? Was he insured to drive your car? If you are to defend the matter we need to find out if you have a reasonable chance of success.
    • I think it particularly telling that overweight poopulist Tory **** whos worst experience on missing a meal is missing out on cake, biscuit and tea for elevensese between free breakfast and free lunch, and who voted as a decidedly overweight whole to leave British children hungry, STILL claim that its age and obesity, not their own policies and practices, that have generating the 'world beating' British death rates.   Perhaps they are leading up to claiming that them voting for children to go hungry was part of the health drive to reduce the childrens risk of catching Covid? Wouldn't put it past them.    
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

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It seems to be anybody's call at the moment. Trump is addressing the nation at some point and has talked about claiming victory early in the counting process.

 

Overnight he tweeted that the Democrats were trying to steal the vote butTwitter put a warning comment onto the tweet

 

There's live coverage on the Beeb.

Illegitimi non carborundum

 

 

 

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I am sure you are very clever.  

The entire republican party is corrupt to the core.   We have out issues with our parties here, but damn, the states is basically a clusterf***.  Trumps been c[aught lying, commiting illegal activitie

...and wee Nicola says Trump going to Scotland isn't essential travel and wouldn't be let in.   'Sturgeon said she wasn't clear on the president's travel plans but hoped his immediate travel

Posted Images

Trump says Democrats have tried to disenfranchise his supporters, it's not clear how.

 

He's claimed victory in Georgia and Pennsylvania where they still have large numbers of votes to count.

 

One observer tweeted 'So Trump wants all the ballots to be tallied in Arizona (where he's trailing) but not in Pennsylvania (where he's leading). Completely shameless.'

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Illegitimi non carborundum

 

 

 

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32 minutes ago, honeybee13 said:

. Completely shameless.

 

He's only just realised this???

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From the Guardian live feed. I know that the media have discussed this scenario and the Guardian has added a proviso:

!

No winner has been declared yet

Millions of votes are still to be counted, including in key battleground states

 

 

Illegitimi non carborundum

 

 

 

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Well, lets face it

even his name is synonymous with 'malodorous hot air comprising of faeces and gases that damage the climate and well-being of the world, with sounds that should never be heard in civilised company

 

- yet the uncouth believe should be presented loudly and proudly to all in range

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Well with Trump declaring victory while losing and trying to stop the counting

 

I'm calling for Biden

 

May seem early, and theres always shocks, but its a simple Trump imposed fact that the early votes are being counted last (republican imposed situation) and the early votes were reported as VASTLY in Bidens favour - and Biden is leading with the majority of on the day votes counted and mostly early votes left to count

 

So Bidens lead should stretch out all the way in now (with a couple of red hiccups)

Its why Trumps squeeling about stopping the counting - he knows hes lost.

 

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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He seems to want votes stopped where he thinks he's losing, but counting to continue where he thinks he can win. Crazy.

 

Changing the subject, has anyone else had problems understanding the electoral college system? I've finally understood it from a Washington Post explainer, it's taken a while. I don't know if this link will work, but just in case.

 

https://www.washingtonpost.com/elections/2020/08/24/how-electoral-college-works/?arc404=true

Illegitimi non carborundum

 

 

 

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Trump is done, he’s going to lose Pennsylvania and Georgia. He’s desperate, Biden will be the winner by tomorrow at the latest.

 

Trump can whine all he wants but it’s curtains for him.

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I just do a bit of twitter scrolling. Having lived in Canada a while I used to take a big interest in US politics. I find this site very informative since 2007

 

www.dailykos.com

 

follow Nate Silver, Dave wasserman, Nate Cohn, Harry Enten on Twitter
 

www.fivethirtyeight.com also.

 

Basically he’s bang on to overtake Trump in Pensylvania and win by a large margin. Georgia a very narrow margin.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Vote counts are going up more than 3- 1 in Bidens favour in most areas now

 

Why do you say that about Az HB?

Biden in lead and lead growing past catching point as far as I can see, although apparently all sorts of chicanery going on from Trump supporters

cocconino and apache counties clinching it for Biden is what I saw

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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I've checked again and its still showing as Biden confirmed win

He just needs Nevada where he is leading to win overall - Michigan and Navada is what I based my prediction earlier on

 

Good chance Pennsylvania count result tonight and Biden is catching up fast with late counted early votes.

he was 700,000 behind there yesterday - only 200,000 behind at last figures I saw - reeling him in at 3+ - 1 - with over a million vote counts to go

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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https://www.independent.co.uk/news/world/americas/us-election-2020/arizona-election-results-mark-kelly-ousts-marthamcsally-b1582164.html

 

Arizona election results: Mark Kelly ousts incumbent Republican senator Martha McSally

 

https://www.politico.com/2020-election/results/arizona/

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Looked in more detail at US and they still say too early

Strange

 

https://www.nbcnews.com/politics/2020-elections/arizona-results

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Biden has taken the lead in Georgia, where they've been counting all night.

 

There was a good summary in the Guardian earlier:

 

Joe Biden
Biden needs to win TWO of Arizona, North Carolina, Nevada and Georgia or win Pennsylvania.

 

Donald Trump
Trump needs to win THREE of Arizona, North Carolina, Nevada and Georgia AND win Pennsylvania.

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Illegitimi non carborundum

 

 

 

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So ridiculous. Donald must work on his Anger Management problem, then go to a good old fashioned movie with a friend! Chill Donald, Chill!

— Greta Thunberg (@GretaThunberg) November 5, 2020
https://t.co/4RNVBqRYBA
  • Like 1

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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At some point I could see action being taken against Trump, if he does not moderate his behaviour.  

 

There are senior Republicans who would join in actions to remove Trump from office earlier than would be the case.

 

 

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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news services already have

https://www.theguardian.com/us-news/2020/nov/05/tv-news-cut-away-trump-election-lies

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Biden is doing well in Pennsylvania. From the Guardian Live feed at 11.42.

 

First of all, on the count, he says there are about 160,000 uncounted mail ballots in the entire state of Pennsylvania. On average Biden is winning about 75% of that mail vote. Donald Trump leads by 18,000. So, if Biden is on course to get 120,000 of those remaining votes, which would see him win the state.

 

20 Electoral College votes come with winning Pennsylvania.

Illegitimi non carborundum

 

 

 

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yep

and less relevant in the great scheme of things as it is and its quite common for those with less overall votes to win,

on overall votes counted, Biden is nearly 4 million ahead now from just over a million ahead when I called it

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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1 hour ago, unclebulgaria67 said:

 

 

There are senior Republicans who would join in actions to remove Trump from office earlier than would be the case.

 

 

 

 

Really? Name one.

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