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    • Hi. This is the first year I had to ask Firstport could I pay by instalments due to company/job closures. They agreed on the phone I could pay instalments. No record was sent or a payment plan put in place. I simply paid on their website by credit card. I paid different amounts and paid every month but I had a blip one month & couldn’t pay so carried on paying the months after. A refund arrived in another month so I ‘used’ that as my instalment. Suddenly 6 months into the year I received a letter from the debt co. PDC saying I owe extra money plus admin fees. They did not know it had been agreed that I was paying instalments so I told them this.  They then agreed it with FIRSTPORT. I then pointed out I had paid up to date. I received no notification from FIRSTPORT about anything being overdue until an email came a day later than the letter!  I’ve been battling with them since November and they just don’t listen. I don’t want their sympathy as everyone has a nightmare year. But I can’t pay them anymore than what I already have to.  Is this all legal ?  many thanks in advance for advice. Marion. 
    • Its all political now Hightail, and the politicians are playing with lives, also Hancock seems to think that its ok to have a flexible interval between jabs, and mix and match vaccines at random depending on what available on the day, with no clue as to adverse interactions.  he should be in jail along with Whitty and ferguson,.
    • I don't think we have any reliable data for a single dose of any vaccine so far.  What we do have from the current protocol are great figures for how many people have received a single shot.  I'm concerned that's more useful for political propoganda than medical efficacy.
    • Tired of coronavirus now   Want to get back into work and I can't as just so wheezy doing anything at the moment 
    • Ah that explains it Simple Simon conflates English and Scottish Law at will, It would be very silly of Simon to sue in an English Court for a Scottish  car park  or use English process in Scotland.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

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I am sure you are very clever.  

The entire republican party is corrupt to the core.   We have out issues with our parties here, but damn, the states is basically a clusterf***.  Trumps been c[aught lying, commiting illegal activitie

...and wee Nicola says Trump going to Scotland isn't essential travel and wouldn't be let in.   'Sturgeon said she wasn't clear on the president's travel plans but hoped his immediate travel

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5 hours ago, cjcregg said:

It's not that I don't agree, just didn't understand that's all.

 

 

 

 

 

I suppose I could have linked to our RSS feed but that just tells you the headline and links to the BBC article. I thought I would link to the BBC directly.

Illegitimi non carborundum

 

 

 

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Channel4 News have got hold of a leaked database used by the Trump campaign in 2016. Their report says that the campaign set out to deter millions of black voters from voting for Hillary Clinton.

 

https://www.channel4.com/news/revealed-trump-campaign-strategy-to-deter-millions-of-black-americans-from-voting-in-2016

 

For anyone who saw The Great Hack on Netflix, this is a tactic that was used by Cambridge Analytica/SCL and Alexander Nix.

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Illegitimi non carborundum

 

 

 

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1 minute ago, honeybee13 said:

 

I suppose I could have linked to our RSS feed but that just tells you the headline and links to the BBC article. I thought I would link to the BBC directly.

 

If thats cjcregg whining, theres been a number of links and a video

Its his fault if he has chosen not to see them.

 

.. errr no difference there then eh?

Not everyone elses responsibility to dance to his twisted tune

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Yes was flipping between panorama and c4 news

 

trump is going to throw the dirty tricks book at this election

 

wrong thread - butPanorama has actual detailed examples of the utter farces of people testing negative and their contacts being chased a week after any lockdown (which was not needed) would have ended, and being actually told they need to lockdown until the week before the call they were speaking on

 

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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no TV where I am at moment

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

Haven't had a TV at my place for years .. do at o/hs - including my still  fabulous screen high end plasma that was just sat in a corner doing nowt  here.

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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David Carroll who appears in the Great Hack was on Channel4 News. He asked Cambridge Analytica for the data they had on him and never got a very full answer. Channel4 News has the information and found David's file.

 

I'm shocked by how much detail they put together on him and millions of US citizens for the Trump campaign in 2016. How much of this is happening in the UK?

 

 

Illegitimi non carborundum

 

 

 

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brexit party outspent the tories and labour together on targeted social media 'promoting various lies I seem to remember and people from there still are

examples

https://www.mirror.co.uk/news/politics/boris-johnson-says-no-idea-18775071

https://www.theguardian.com/politics/2019/sep/07/smash-and-grab-dominic-cummings-democracy

 

Just google boris johnson Cambridge analytica Nix

 

Of course they simply claim that evidenced claims of their  own manipulation and lies are manipulation and 'false news' as we see on forums such as this by their 'followers

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Trump v Biden debate

 

https://www.nytimes.com/video/us/politics/100000007365697/presidential-debate-live.html

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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I've read reports on the debate and watched a couple of clips. I thought it was awful and agree with the commentator who said there shouldn't be another two like this.

 

The Fox News moderator didn't come out of it well either, as he couldn't control the infant-in-chief. Someone suggested they should turn off Trump's mike so that Biden could answer.

Illegitimi non carborundum

 

 

 

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agree with all that HB,

but biden certainly didn't excel, and difficult as that is with a garbage spouter like the bean stain coloured Trump, it is what he needs to be able to not just handle - but show up as the spoiling garbage it is. Grown ups don't win by allowing spoiled children free reign in their tantrums.

 

Admittedly the host failed miserably, but Bidens preparedness was clearly sadly lacking.

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

 

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Hicks must be sleeping with both of them ...

 

:-0

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

So, when does his program of bleach injections start ?

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

ah remdisvir - not bleach or any of his other weird 'cures'

 

I'm surprised that he wasn'tv on remdisvir anyway ... or maybe he was

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites
  • 1 month later...

https://www.marketscreener.com/news/latest/Tired-of-Trump-Deutsche-Bank-games-ways-to-sever-ties-with-the-president-sources--31679481/

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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