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Hi. I hope this is in the right place.

 

I helped my Father with his PPI Claims and he received a couple of nice refunds.

Hadn't heard from other institutions, so I thought that was it.

 

Unfortunately, my Father recently passed away and I am dealing with his affairs.

There was no will, but I am the only child, and there is no spouse.

I have the letter that gives me permission to do what I want with any assets including his house.

 

A couple of days ago, another letter came addressed to my Father from Lloyds TSB with regards to his claim for PPi.

His claim was successful and there was a cheque in another letter for a fair amount.

 

Obviously It's AC Payee Only and I have closed all my Fathers accounts after he passed away.

I don't want to go to the TSB in case they say because he is dead they want the money back.

 

I could do with the money as his Funeral cost me a lot more than I thought.

 

Can anyone give me any guidance as to what I can do?

 

Thanks in advance.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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why would they want the money?

was there debt left with them?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No. Nothing like that.

I would presume if there was a debt, they would have already deducted it.

I've never been in a position like this before.

 

Do I go to them and ask them to re-issue the cheque in my name?,

or go to the Bank my Dad always used, and see if they can help?

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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your fathers bank should be able help you ok

just ensure you take all your ID and proof you are dealing solely with his affairs...etc and death cert etc and proof of his A/C etc.

 

had to do this with my dad and barclays were wonderful.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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9 hours ago, SOD'EM said:

I have the letter that gives me permission to do what I want with any assets including his house.

 

Sorry to hear that your father has died.

 

Is that the formal Letters of Administration issued by the Probate Registry appointing you Administrator of your late father's Estate?

 

If you have a problem with the bank then ask TSB to reissue it payable to you. The Letters of Administration give you the authority to have any money due to your father to be paid to you. TSB can't take the money back because he has died. If the money was owed to him at the date he died then it must still be paid to his Estate (ie to you as Administrator).

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9 hours ago, SOD'EM said:

I could do with the money as his Funeral cost me a lot more than I thought.

 

Was the funeral paid for with money from your father's Estate? Or is it just that you haven't had the money from his Estate released to you yet and have had to pay for the funeral in the meantime? From what you say I assume you will inherit all your of your father's assets (after any debts are paid).

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