Orange Mobile account and default.

[office]

I was with orange

in 2014 they defaulted me for none payment

in their emails they said its showing on all 4 credit bureaus 

I have found it showing on transunion 

it's not  on Equifax or Expedia  or coveda 

 

I'm pushing for the removed  default  

[AndyOrch]

Hi and Welcome to the forum

 

I have moved your topic to the appropriate forum and amended your topic title.

 

I f you defaulted in 2014 it will fall off your credit reports this year on its sixth anniversary.

 

Andy

[office]

I'm  want to no why Equifax Expedia  had removed  it but transunion  wont remove it

[AndyOrch]

Which month in 2014 did you default ?

[office]

March 2014  but orange were supposed to put in march but didn't default till  late November 

[dx100uk]

by the time you argue this it will be gone.

what's the rush?

 

 

 

 

[office]

It the way ee did it I never got a default notice Martin Lewis  said u do get a default notice  from the communication 

[dx100uk]

A communication contract is not covered by the consumer credit act so the issuance of a default notice under section 87 is not required

 

Why do you need it gone and can't wait 3 mths.. You had almost 6 yrs to complain about it.....

[office]

I been complaining 4 years mate si u can see what 1 is it's not on Equifax  Equifax Espdia  so I have argued with 159 section comsumer  credit act yes 2 u take handset out in a freedom loan you then sigh up to the contract yes this is coverd in the credit  act but the tex mega line rentalis not coverd I spiken to a solicitor  she said the loan payment the handset is coverd by the comsumer credit act

 

I did the same with tesco sent copy of my credit file showing it been removed they agreed to remove it and gave me 850 pound compensation  it was that they were rong and no default  notis so I won then

[dx100uk]

i understand p'haps english is not your first language 

but can you try and spell and use proper grammar in the post above

as i cannot understand a word of it please.

 

dx

 

[office]

I had a tesco mobile that the same happened  to that I use my credit file agence them and basically won that the default  could not stand because  I never had a default notice  so they dropped  the case and removed  the default  for me under 159 consumer act

[AndyOrch]

Sec159 is very rarely used ...so if you have had success with it well done. However here is the problem mobile phone contracts do not default the handset content which as you rightly state is covered by the CCA1974...they default under the airtime agreement service plan..which is not covered by the CCA1974...therefore there is no requirement to issue a default notice pursuant to sec 87 (1).

 

The fact that Orange /EE place the default marker some 8 months later...you could argue that you have benefited on credit files by 8 months without the marker...yes they should report and place data accurate on time within the iCO guidelines...but when have they ever.

 

The fact that this default has not been reported to all the CRAs....is down to how Orange/EE report and choice of CRA..but as already advised it will come off transunion in November on its sixth anniversary....

[office]

U say that it was up to orange to tell them 3 to up date but orange said on the phone  that they had told all 3  credit files I belive ee told lies but they wont amit to it so why has they been sue 20millon FCA

 

And martin Lewis  did say ee are suppose to isu default  notice  so dont tell me lies 

[AndyOrch]

I didnt say it is up to Orange to tell all the Credit References.......I said it should be reported accurately and on time.....how Orange report their defaults and to which credit reference company is their concern Im afraid.... we are not privy to their internal processes.

 

If its never shown on the other credit reference agencies but only on transunion then you have been very lucky...did you want it to appear on all the CRAs ?

 

And finally I cant really speak for Martin Lewis or his advice...you will have to take that up on his Forum.

[office]

I just wont to find out why that they just lied to me saying it was reported on all them lies 

[AndyOrch]

https://ee.co.uk/help/help-new/make-a-complaint

 

https://www.transunion.co.uk/legal/consumer-centre#complaints-procedure

[office]

Hi in the light of the site of the natwet closed ing million custermers acounts u get letter in the post we have taken a curmersal decision  to stop your banking this is for fraind  if u font belive me go on Facebook search natwest clouesd my account  the ceo and the mangers dont no what the hell is going on but the low bank staff do I think this needs the police invomet  I lost 12pound  to the bank they took my money 

[dx100uk]

On 21/07/2020 at 01:21, dx100uk said:

i understand p'haps english is not your first language 

but can you try and spell and use proper grammar in the post above

as i cannot understand a word of it please.

 

dx