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Moorcroft Chasing old Natwest Debt Inc Old Secured Loan on old Repo'd Home


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Husband received letter from Moorcroft acting on behalf of NatWest.  

It just says we are attempting to contact the above named person regarding a personal matter and have been provided your address as a possible address for our customer.

 If you are the person named above please contact us.

 

Can I just ignore the letter?

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They were writing to us but we ignored them.  

I wrote to all creditors in January advising of the correct address.  

 

After that we heard nothing but then a credit search appeared on husband’s credit report by Moorcroft.

 I know NatWest got the new address as they emailed an old email address asking husband to respond confirming the address which he didn’t.  

 

I’m wondering if they done this as we didn’t sign the letters.

 I’m assuming that NatWest haven’t told Moorcroft of the address 

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doesn't matter

you ignore moorcroft as their letter states our client....

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Thank you.  I’ll ignore.

 

I was just curious as to why the context of the letter had change.  

Originally it was along the lines of We are acting on behalf of NatWest and you owe xxx amount.  

Please call to arrange payment.  

Now it’s please confirm it’s you so we can update our client.

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Because they want you to ring them , so that they can try and sink their claws into you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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If you want advice on your thread please PM me a link to your thread

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i have created this new thread for the Natwest stuff

please post here now only for anything to do with any Natwest debt.

 

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • dx100uk changed the title to Moorcroft Chasing old Natwest Debt Inc Old Secured Loan on old Repo'd Home
  • 2 weeks later...

Another letter arrived today.  It says we have been passed your account from NatWest and will be acting as a collection agent and we will now be dealing with your account.

 

I know the default was registered in 2013 and the last payment I can recall being made to them was April 2014 but I’m worried about sending off the SB letter in case I missed something.

 

Would a SAR to NatWest be ok to get this information?  The debt no longer shows on our credit files.

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cant hurt you .

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Share on other sites

to whom you said.

however if the debt is not on your file

why bother sending anything.

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Does that mean once a consumer debt has fallen off your file it can’t reappear.

 

Can Moorcroft register a default if we don’t respond? Or can NatWest register another default?

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correct, have you not been self helping ....

a dca cannot register a default

they are not the original creditor

and a debt can't be defaulted twice anyway if the 1st was not satisfied.

 

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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You are kidding me?

 

Have you not thought about using our search top right to read how others have dealt with moorcroft ...

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Sorry it was just the term self help that threw me.

 

Yes I’ve used the search lots of times to help with Moorcroft and Cabot. 

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:rockon:

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Can I ask,  if in January this year we went to a NatWest branch and closed our bank account as we were advised not to use after we couldn’t pay our NatWest loan.  It seems between our current account and 2 savings we had £1000.  She gave us the money and closed the 3 accounts.  She said she couldn’t do anything about the loan account which we obviously knew.

 

Could they use this as us acknowledging the debt by closing the other accounts?

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no

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Just a quick update.  Another letter received on Saturday from Moorcroft just saying we can’t seem to trace that you’ve called us.  Please call us so we can talk to you about repayments.  That’s 3 letters in 1 week.

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  • 4 weeks later...

Quick update 

 

Another Moorcroft letter arrived.  This one says as you’ve not contacted us we have decided to look at other options.

 

Option 1.  Keep writing to you, or

Option 2.  Hand back to our client so they can look at other DCA to contact you.

 

Is it OK to file with the other letters?

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what have we told you about moorcroft and any DCA....read the red bit below...

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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