I've gone ahead with this, and I've got the below reply from Moorcroft
We write to confirm we and our client are prepared to accept £1000 as partial settlement of your account.
Provided that payment is made in accordance with this letter, neither we nor our client will take any further steps in relation to recovery of the remaining balance.
Once your payment is cleared we will inform our client of this settlement so that, if appropriate, they can update your CreditFile with the various Credit reference Agencies and mark the account as partially asatisfied. Any relevent entry on your credit file will be reflected for six years from the date of default.
If you wish to accept this offer please call us on the above telephone number within the next 14 days.
I belive this letter would put me in a good place, should anyone try to take money, or take me to court in the future. It would also look good on a Mortgage application if it is questioned in the future.
Thanks for the reply.
I'm not keen on getting advice from HR or my manager because neither would act in my best interests.
The union GMB have been largely as useful as dandruff, so far.
I was wondering if anyone has any knowledge about this.
I have an overlap of 3 days where I must start at the new job but my manager here refuses to give me annual leave for those days. And she is dictating what other days I can take off, too.
Just wondering what happens if I am unable to go in on those days either due to sickness or unforeseeable circumstances.
Our home was repossessed in September 2014. On our credit file it says Default Date 10th September 2014. Should we have been sent a Default Notice?
I did SAR the mortgage company and I felt the price they accepted for the property was low. The SAR indicates that they only had 1 estate agent value the property. Also the SAR shows no Default Notice was ever issued. They wrote to us after the house sold with the final balance and their intention to chase the balance. I know they can chase for 12 years but we’ve not heard from them since 2015.
Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
I was in Sainsbury’s today and did scan and shop.
I arrived in after a busy day at work and immediately got distracted by the clothes.
I put a few things in my trolley and then did a shop.
I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
I did and they took me upstairs.
I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
I offered to pay for the goods but the manager said it was too late.
He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
The cost of the items was about £40.
I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
I feel terrible. I have to declare this to my employer and NMC.
They kept me in a room on my own with 4 staff and have banned me from all stores.
The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
I’m so stressed,
can u appeal this or should I just accept it?