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    • In terms of whether or not this is a private sale, clearly it will be for a judge to decide. It seems to me that we have somebody here who bred a litter of puppies and has sold several of them or all of them at probably around £1200 each. I think that is very different from selling your own private second-hand car to get what you can for it in order, for instance, to buy another one. Anyway it's for the judge to decide. In terms of whether or not the seller is aware of the defects – if they are a private seller – all it really means is that they are not subject to sale of goods legislation so that a purchaser in a private sale does not have specific protections. After that you have to fall back onto the common law of contract and once again I think that the liabilities are reasonably strict and I still think that even in a private sale if you bought something with defects which was represented to you as being without defects then you would probably have a good case. In this case, the dog has been accompanied by a health certificate and I think that is as good as any kind of representation dog is without defects. I think we are coming to an altogether more interesting issue. Apparently the dental defect with this puppy is observable and could have been detected by any reasonably careful examination carried out by a reasonable professional. But apparently also there is the possibility that there may be a more complicated problem which could be addressed by work costing up to £2000. What I'd like to know is whether this more complicated problem is as a result of the failure to spot the initial problem. Even if the initial problem had been spotted, with this still be a possibility that this more complicated work would be necessary? I suppose what I'm getting to his that at what point does one decide that a defect is an unacceptable defect or simply a risk that comes with purchasing all animals and therefore could still be considered as "satisfactory" because it would meet the reasonable expectations of any reasonable pet owner. To put it bluntly: are we saying here that if you buy an animal is less than genetically perfect, that you are purchasing defective goods and you are entitled to a refund? Does this mean that all animal traders are obliged to ensure that all the animals they sell are genetically perfect? This is dangerous territory: eugenics.  
    • a dn can be issued even on one default payment.
    • I think I still remain to be convinced that a court would not find the seller's offer to take the puppy back and give the OP a full refund both reasonable and acceptable.   Ignoring that this is the sale of a puppy, isn't this more akin to the private sale of a second-hand car?   I don't really know what the phrase:  "I recently bought a puppy from a home breeder. They have never breed dogs before and aren't a licensed business" means.  Is this a business to consumer sale, or is it simply the opportunistic private sale of puppies from a domestic litter?  I think the OP needs to establish this because it's not clear to me - yet.   AIUI, if I as a private individual privately sold, say,  a car with umpteen non-apparent faults or defects with it, but I was honestly unaware of them and could not be expected to be aware of them, then I'm not liable for any breach of contract when those faults and defects manifest themselves to the buyer a week later.  Isn't that what worried private sellers of cars are told here when aggrieved purchasers threaten to sue them?  It's not immediately obvious to me why this is necessarily any different - unless this is clearly a business to consumer sale.   The OP also says:  "Our puppy was sold as having passed a full health check from Vets4Pets", and so far as I can see this isn't disputed.  Unless that health check revealed the dental problem the OP is now complaining about, but the OP never was shown it (seems unlikely that the seller would mention it but not make the results available), then I think the seller may well be entitled to rely on it.  What more could they do to ascertain the health of the puppy?   I think this is not necessarily a clear-cut claim, and from the way the OP describes the breeder I think the question whether this is a consumer sale or a private sale may not have a black or white answer.     1.  The OP mentions following advice to buy puppies bred from a "home pet" (or similar such wording).  Not clear if this was the case here, but if it was, doesn't this suggest a private rather than consumer or trade sale?   2.  The OP also suggests that the health of the puppy was misrepresented, but is this necessarily correct?  They say the puppy was advertised as having had a "full health check", but that's not the same as saying the puppy was actually healthy.  And if it was a private sale, is the seller required to declare health problems they are aware of if they aren't specifically asked?
    • Ok,    I thought it may of helped as their DN stated 2 installments in arrears when it was issued on 10/2/17, but it would infact only have been 1 installment overdue 17/01/17.   I will keep to what I already know and stop over thinking further issues. 😁    
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Jackson25

Ending single tax credits claim

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Hi, I'm new here and hoping I can get a bit of help.

 

I'm currently claim single CTC and WTC. I have 2 children. I haven't been with their dad for many years and he has not lived with me. However since lockdown he has been a massive help with the children been here everyday helping with homeschooling and just generally being a dad. We have grown really close again and decided that we would give it another go.

 

I understand that I need to cancel my single parent claim and will do this asap.

I'm just wondering what happens when you close your claim?

 

Also as it's my children's dad will tax credits look at my previous years claims?

The reason I ask is that although he hasn't lived here and has his bank accounts, cc, work and other stuff registered elsewhere

he has always paid my gas, tv licence both in his name (as my credit at the time wasn't good enough to get the gas in my name) and electricity is in mine.

 

He paid these as maintenance for the children and didn't actually give me any money.

He picks them up from after schools and looks after them until I finish work.

 

I am worried that when I close my single claim that they will think that he has always been here and make me back the years I have received and also prosecute me if they think he has been here the whole time. Which he hasn't. I'm sooo worried about this having panic/anxiety attacks and not sleeping.

 

Any help or advice would be greatly appreciated. TIA

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stop panicking.

simply tell them the truth...well done.

 

coronavirus has in your instance had a positive effect.

 

they certainly only prosecute career criminals not a loving mother that cares for the wider picture and future of her kids.

 

there is also nothing to stop you using say entitled.to site to see if there are other benefits you might be entitled to, what might even be CTC and WTC but a smaller figure.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Posted (edited)

Thank you for replying so quickly.

It certainly has been great seeing him with the children and being like a family. He hasn't lived here through lockdown but been here everyday and moved in last week. Only time will tell if it works out but here's hoping. 

 

I've got myself in such a panic over it cause I don't want them to think he has been here all this time. 

I was originally just going to ask to withdraw my claim for this year as I have and will be working from home for the foreseeable future and no longer require childcare and dont have all the other expenses of going out to work. Plus the saving I've made by being able to budget better since lockdown and because of this I'm in a much better financial position but I think that if I do this and he then registers himself here it will look suspicious. 

 

We won't be entitled to anything as we both work and he has a decent wage as do I. I also don't want to claim anything i want to be financially self sufficient.

 

Thanks again 😊

Edited by Jackson25

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there are numerous like threads here and even those that were (incorrectly) targetted with your worry.

none have gone bad.

 

you are being truthful and upfront, stop worrying.

exactly what you have outlined here should see you fine.

 

dx

 

stop reading the horror stories on a certain website designed for mothers..(wink)

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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I'm going to inform them tomorrow that he has moved in.

Your right I have been reading other websites and it has frightened the life out of me. I know that I will have had a  overpayment but as I've said since being in lockdown I've not had as much expenses and therefore have most of the money in my bank account to pay whatever the overpayment maybe. 

 

Thanks so much for being so kind and

 helpful. I really appreciate it 😊 

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the way you have explained it here is perfect.

use that.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Thank you 😊

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Great stuff! Congrats too , nice to hear good news.

 

Worth a look, I bet you'll still be entitled to some Universal Credit and it's associated Council Tax Reduction. Link to Benefit Calculator below

 

https://www.gov.uk/benefits-calculators


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So I've just went on and reported the change. I feel so much better that I have done it but absolutely terrified if the want information for previous years as I've said above he didn't live here but helped with bills as maintenance.

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Hi. If you read a few tax credit threads here, you'll see that the people are usually pretty understanding. Well done for doing the declaration, take it a step at a time now. :)

 

Have a look at the benefits calculator that London mentioned too, you could get some good news.

 

HB


Illegitimi non carborundum

 

 

 

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Hi, thanks for your reply.

 

Everyone so far has been really kind and help put my mind at rest. I'm just a constant worrier and overthinker.

 

I'll just wait to see if they need information or what the overpayment will be. I have the money in my account to pay it so would be keen to pay it back as quickly as possible.

 

I had a look and can see that we wouldn't be entilted to anything as both working and earning a decent wage.

 

Thanks 😊

 

 

 

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That's good that you are earning well. Although I think a lot of Tax Credit staff have been diverted to Universal Credit because of the boom in demand, so not sure if you will get much news  of an over payment any time soon. Also don't forget, even if you can afford an over payment notice, when it arrives you should always SAR the tax credit office. They are notorious for making mistakes, so it's worth putting them to proof.


We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Hi, thanks for your reply.

 

I will do this, although I really just want to be rid of the whole thing. It so stressful and i always work myself up into a panic when I have to contact them. 

 

Thanks again 😊

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Hi, I got a text message from tax credits saying they received my renewal and I could check my progress online. Its still showing as a single claim with payments pending. I checked the relationship status and that still says single too. 

 

Just wondering if this has happened to anyone before and should I contact them again? I had a message when I updated the status saying my claim would close but doesn't look like it.

 

TIA

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They make mistakes all the time. Call them again.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I tried to do it in the chat on Sunday but she told me I had to do it on manage my tax credits which I did. I thought it would have automatically ended it.

 

 

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I spoke with someone online and they have told me it takes 5 days to update. I'm just worried cause they are making a payment to me on Monday that I know I'm not entitled to. 

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Not an issue

Move it to where it cant be spent by you or the bank.... savings ac?

 

Dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Will do. Thank you 😊 

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