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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

Ending single tax credits claim


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Hi, I'm new here and hoping I can get a bit of help.

 

I'm currently claim single CTC and WTC. I have 2 children. I haven't been with their dad for many years and he has not lived with me. However since lockdown he has been a massive help with the children been here everyday helping with homeschooling and just generally being a dad. We have grown really close again and decided that we would give it another go.

 

I understand that I need to cancel my single parent claim and will do this asap.

I'm just wondering what happens when you close your claim?

 

Also as it's my children's dad will tax credits look at my previous years claims?

The reason I ask is that although he hasn't lived here and has his bank accounts, cc, work and other stuff registered elsewhere

he has always paid my gas, tv licence both in his name (as my credit at the time wasn't good enough to get the gas in my name) and electricity is in mine.

 

He paid these as maintenance for the children and didn't actually give me any money.

He picks them up from after schools and looks after them until I finish work.

 

I am worried that when I close my single claim that they will think that he has always been here and make me back the years I have received and also prosecute me if they think he has been here the whole time. Which he hasn't. I'm sooo worried about this having panic/anxiety attacks and not sleeping.

 

Any help or advice would be greatly appreciated. TIA

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stop panicking.

simply tell them the truth...well done.

 

coronavirus has in your instance had a positive effect.

 

they certainly only prosecute career criminals not a loving mother that cares for the wider picture and future of her kids.

 

there is also nothing to stop you using say entitled.to site to see if there are other benefits you might be entitled to, what might even be CTC and WTC but a smaller figure.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you for replying so quickly.

It certainly has been great seeing him with the children and being like a family. He hasn't lived here through lockdown but been here everyday and moved in last week. Only time will tell if it works out but here's hoping. 

 

I've got myself in such a panic over it cause I don't want them to think he has been here all this time. 

I was originally just going to ask to withdraw my claim for this year as I have and will be working from home for the foreseeable future and no longer require childcare and dont have all the other expenses of going out to work. Plus the saving I've made by being able to budget better since lockdown and because of this I'm in a much better financial position but I think that if I do this and he then registers himself here it will look suspicious. 

 

We won't be entitled to anything as we both work and he has a decent wage as do I. I also don't want to claim anything i want to be financially self sufficient.

 

Thanks again 😊

Edited by Jackson25
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there are numerous like threads here and even those that were (incorrectly) targetted with your worry.

none have gone bad.

 

you are being truthful and upfront, stop worrying.

exactly what you have outlined here should see you fine.

 

dx

 

stop reading the horror stories on a certain website designed for mothers..(wink)

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm going to inform them tomorrow that he has moved in.

Your right I have been reading other websites and it has frightened the life out of me. I know that I will have had a  overpayment but as I've said since being in lockdown I've not had as much expenses and therefore have most of the money in my bank account to pay whatever the overpayment maybe. 

 

Thanks so much for being so kind and

 helpful. I really appreciate it 😊 

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the way you have explained it here is perfect.

use that.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Great stuff! Congrats too , nice to hear good news.

 

Worth a look, I bet you'll still be entitled to some Universal Credit and it's associated Council Tax Reduction. Link to Benefit Calculator below

 

https://www.gov.uk/benefits-calculators

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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So I've just went on and reported the change. I feel so much better that I have done it but absolutely terrified if the want information for previous years as I've said above he didn't live here but helped with bills as maintenance.

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Hi. If you read a few tax credit threads here, you'll see that the people are usually pretty understanding. Well done for doing the declaration, take it a step at a time now. :)

 

Have a look at the benefits calculator that London mentioned too, you could get some good news.

 

HB

Illegitimi non carborundum

 

 

 

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Hi, thanks for your reply.

 

Everyone so far has been really kind and help put my mind at rest. I'm just a constant worrier and overthinker.

 

I'll just wait to see if they need information or what the overpayment will be. I have the money in my account to pay it so would be keen to pay it back as quickly as possible.

 

I had a look and can see that we wouldn't be entilted to anything as both working and earning a decent wage.

 

Thanks 😊

 

 

 

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That's good that you are earning well. Although I think a lot of Tax Credit staff have been diverted to Universal Credit because of the boom in demand, so not sure if you will get much news  of an over payment any time soon. Also don't forget, even if you can afford an over payment notice, when it arrives you should always SAR the tax credit office. They are notorious for making mistakes, so it's worth putting them to proof.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Hi, thanks for your reply.

 

I will do this, although I really just want to be rid of the whole thing. It so stressful and i always work myself up into a panic when I have to contact them. 

 

Thanks again 😊

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Hi, I got a text message from tax credits saying they received my renewal and I could check my progress online. Its still showing as a single claim with payments pending. I checked the relationship status and that still says single too. 

 

Just wondering if this has happened to anyone before and should I contact them again? I had a message when I updated the status saying my claim would close but doesn't look like it.

 

TIA

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They make mistakes all the time. Call them again.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I tried to do it in the chat on Sunday but she told me I had to do it on manage my tax credits which I did. I thought it would have automatically ended it.

 

I spoke with someone online and they have told me it takes 5 days to update.

 

I'm just worried cause they are making a payment to me on Monday that I know I'm not entitled to. 

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Not an issue

Move it to where it cant be spent by you or the bank.... savings ac?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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