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Lowell 20% discount on mobile Phone Contract debt


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Hi,

 

Hope everyone is well.

 

I am helping a friend sort out their finances.

 

They defaulted on a phone contract and it is now being looked after by Lowell.

 

Recently they wrote to them offering a 20% discount on the balance, as it is a phone contract sending a CCA wouldn't bring any details and am after some details on what to do next.

 

Thanks

 

 

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  • dx100uk changed the title to Lowell 20% discount on Phone Contract debt

moved to the telecom forum and re titled.

 

when did she take this out?

and why did she stop using the service?

has she moved since getting the contract too?

 

most of these supposed mobile debts are the remaining monthly charges until the end of contract - total unenforceable on a service that was already disconnected by the original provider

 

use our search lowell mobile top right.

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Mobile phone contracts are not covered by the CCA1974 therefore you cant request a copy of the agreement.Start by asking your friend what date was the default...was there any dispute.....do not respond with Lowell until you have done further research on the debt...it may be statute barred.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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why was payment stopped?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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55 minutes ago, just_jue said:

Hi, thanks for getting back to me.

 

It was taken out 2 years ago and payment was stop last year.

 

Thanks JJ

 

So a years payments made and then stopped possibly just in or out of contract.....and this is the residue being chased for a service that was never used or could be used because the service would have been blocked anyway......ignore the chase letters......comeback if and when they mention " Court Claim "

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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6 minutes ago, Andyorch said:

 

So a years payments made and then stopped possibly just in or out of contract.....and this is the residue being chased for a service that was never used or could be used because the service would have been blocked anyway......ignore the chase letters......comeback if and when they mention " Court Claim "

 

Andy

Thanks I did think that after reading up on other posts.

She has had the same address for over 5 years so all letters will be at her address.

 

Jj

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  • 5 months later...

all pre-school letters in whatever colour crayons are not a letter of claim under the pre action protocol from a solicitor.

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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