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:( Halifax have informed me that i have to accept there full and final settlement as this is their condition and thats tough **** basically. Could some help me in the wording for the particulars of the claim.

 

___________________________

Halifax £886.00 sent 2 letters mcol due on thursday

Halifax £2968.00 sent 2 letters mcol due on thursday

HSBC £795.00 sent 2 letters mcol due on thursday

HSBC £3100.00 sent 2 letters mcol due on thursday

Capital One £795.00 paid 172.00 not accepting 2 letters sent mcol due on thursday

Capital One £262.00 paid 66.00 not accepting 2 letters sent mcol due on thursday

I Group Still waiting for info but paid into my account £570.00

Barclays waiting for info

Welcome Finance waiting for info

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I have not got as far as you in my claim, but my friend got full settlement last month. She was sent a similar letter to yourself, before she did an MCOL, offering her approx 20% of what she was claiming as full and final settlement. She politely declined their offer and continued with filling a claim and recieved every penny, plus th 8% interest within 2 weeks.... there is a letter in the template library that you can send to politely refuse thier offer and continue with your claim to the Court.

Alternatively I have read that some people have accepted the first offer as part payment and continued to MCOL for the remainder, it total depends on your situation and how desperate you are for the money. If you can afford to wait a few more weeks I suggest you decline the offer and continue with your claim...... :-)

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:( Halifax have informed me that i have to accept there full and final settlement as this is their condition and thats tough **** basically. Could some help me in the wording for the particulars of the claim.

 

___________________________

Halifax £886.00

Halifax £2968.00

HSBC £795.00

HSBC £3100.00

Capital One £795.00 paid 172.00 not accepting

Capital One £262.00 paid 66.00 not accepting

I Group Still waiting for info but paid into my account £570.00

Barclays waiting for info

Welcome Finance waiting for info

 

Can you please list what you have done and what you have received please thank you.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Making life easy for yourself, I see. 6 claims due to be filed on the same day.

 

See here for POc's:

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=34887

 

After filing send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,

 

Wait until you receive the Notice of Acknowledgement from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

Dear Sir,

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours sincerely,

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thanks, really scared incase i have to go to court. didnt think they would be like this since my friend got her straight away. And HSBC have not communicate with me from the start.

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..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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