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    • What happened BRS, contacted me after the accident and wanted to repair the damage i agreed i told them don't you want to go through the insurance they said no !. I said ok you can repair the damage, they asked me for more details about the damage so they could post the job on mybuilder.com. Anyway i emailed them giving them details of the damage and they never replied and ignored me.   It was only when i done a askmid and got the insurance details of 2 policies running on the vehicle and contacted Allianz the first on the list, BRS contacted me saying sorry for the lack of communication i went on holiday and left it with another staff member who failed to contact you.   BRS offered to say they want to repair the damage i said "NO" you messed me about the first time and now i want the security of going through the insurance.     I did give them one last opportunity under my terms i told them to pay ***** (fair amount)into my account and that would settle the matter and i would sign a agreement that the damages are paid in full. There reply was "that is not how we do things here and to contact their insurance" and conveniently never gave me the insurer responsible.
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    • Give them time-amoebas are a little short on brain power to work sarcasm out. I wrote a letter similar to yours to Parking Eye and they wrote back to confirm they had received my appeal! 
    • considering it expires in Jan 2021 it looks like it has 2 insurances policies running on it at the same time, What a farce! each insurance company could blame one another this shouldn't be legal, but it looks like it is.
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Pk786

Thinking of an IVA - Loan mistake on form

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already here post 14

re read your thread

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Is a dmp a good idea? Will it finish in 5 years 

Am i right in saying iva i can canel b4 meeting

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a self managed DMP is yes....

cancel the iva

 

not sure how many more times we need to say the same things over and over now at  50 posts of advice...............


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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So afrer 5 years wht about if the amount dosent reduce or still reamaning will step change to dmp for me? In dmp if you owe 40k afrer 5 years you only paid back say 15 then what ? 

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You are better off quite literally doing nothing than an eitheran IVA or a DMP.  Both the IVA and the DMP will just prolong your pain and make you poorer.  

 

 


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I want to do something 

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then do the pro rata dmp yourself..as already advised.

stop using silly debt management routes like iva's and dmp's recommended by/through silly industry support org's like stepchange etc.

 

get the pro-rata letters out.

then we deal with the future of your debts once each creditor has accepted your self managed plan or refused it and has had the second £1pcm for life offer as they refused you.

 

dx

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Ok where is pro rata letter 1

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already asked this and answered you yesterday

it here already in your thread READ YOUR THREAD FROM POST 1 again.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Via my pay slip credit union taking 160 a month for a debt 

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payslip?

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Credit union from work take loan deduction from pay 

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Im going to tell step change to get lost

how can i deal with commsave a credit union?

 

Iva is a scam 

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how did they manage to get things taken direct from your wages??

you havent got an attachment to earnings have you?

is this related to your employer

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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no its commsave credit union 

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so the first letter I send to creditors is refusal of pro rota ?

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sorry it appears during a recent upgrade our library tab link got mixed up

the correct letter to send is now in post 14.

 

as for commsave

how did they get to take money direct from your wages?

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Yes they do 

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no third time

HOW did they manage to get this set up?

its very unusual for an employer to agree to this outside of an Attachment to wages order via a court

i gather you thus must have signed various forms to allow thisto happen, as you haven't been to court on this loan have you?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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On some of the credit card there where money teansfer offers will the creditors enq where the money went how it was spent 

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none of their business.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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