Some motor insurance claim help please

[Mervalous]

Right had an accident a few months ago on my motorbikle, Im at fault but fully comp.

The bike (KTM 525 EXC) as standard is worth about £3.4k, it has then been converted to a supermoto and adding up the parts new it comes to just over £2k.

Now the insurance company are only offering me £3.5k and that was after a bit of arguing, they are now going away to talk to the supervisor. I have supplied them with a list of the parts and how much they cost and all these parts were listed on the insurance as mods.

 

So what can i do now? Any tips on making them pay more? I cant find any bikes like mine, maybe a few SMs but not with the same parts and seeing as they have been given a list of the mods and prices printed out what more can I do?

 

I have even used the word indemnify as I believe thats kind of a legal word when it comes to insurance and them having to indemnify me, I told them if I was accept that offer and wanted to replace the bike I would be £2k out of pocket and thats now what insurance is for when you pay for fully comp.

[Yorkyclaims]

Yeah, you are right.

 

As you have already specified these modifications you are entitled to these on top of the value of the vehicle. Go by the value for the standard bike you have found, and the cost of these modifications should be added to the original value.

 

Good Luck