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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the xx/xx/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the xx/xx/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, xx/xx/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Dropped Curb


ozzywizard
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Just want to check somthing that has been mentioned on here before.

 

My driveway of my ex council house I built myself but with no dropped curb. I do not really use it as a drive just for storage of cars that I work on (very rare) . Anyway just received a txt of my wife that a guy knocked on the door and offered to drop it for me for 150. Is this illegal for somone to just drop it without planning permission from the council etc ?

 

 

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If you've an established entranceway then I doubt there will be an issue - however if you are creating one, and a contractor does the work, you always run the risk of the council complaining that it wasn;t authorised and demanding re-instatement, or they do the work and bill you for it. I don;t think it is a Planning matter, you might want to run it past the council's Roads Dept for guidance. As with all things, you might get away with it if you don't contact them, but as you don't own the pavement, it's not yours to modify.

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Thanks Hydra, not a clue who knocked as I am at work. My wife just said "a guy" . . I will check with her when I get home just out of curiosity as ya kinda limited as to what you can put in a txt. I am not even sure what reply she gave him. lol.

 

 

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The Council Roads Dept will need to give consent. I don't think it requires planning permission but would need roads consent.

Bank and credit card reclaims - £9,806

Sainsburys CCA non-compliance with FOS;

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be careful with this one, you need to check with the planning dept. of your local council if planning permission is needed for this or not. Depending on their policies and how they classify the road your house is on you may well need full permission. Either way you'll need to get them to do the work as they'll want to ensure its done to their standards, the pavement you cross to get to your drive is properly re-inforced etc. etc.....

 

The actual terms as to when planning permission is required will vary from council to council so you really need to ask them. Most planning depts. are really helpful anyway.

 

Hugh

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Ozzywizard,

 

When communicating with the local council use KERB not curb.

 

I do not think it is difficult to get the local council to install dropped, and the two dropper (ramped), kerbs across your property frontage. You will have to pay the council who will send out their own labour force or a term contractor to carried out the work. An council engineer may visit the site to ensure that once the dropped kerbs are installed the fall across the footpath is still towards the road - it can not fall towards your property. The kerb should have an upstand of at least 25 mm to provide a channel for rainwater across your frontage.

 

Does your property butt up to the back of footpath or is there a narrow piece of grass? A letter to the Highway Information team in the council will determine where the highway boundary is across your frontage - if it is not clear on the ground. The council should recreate the footpath and infill the grassed area as well up to the highway boundary.

 

Cheers,

John

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Hiya Ozzy

Not long had mine done, right pa-lava it was, had the head of the drop kerb section out wasn't I lucky lol .. When you ring him hes like the Scarlet Pimpernel.

 

So while he was here i grilled him well :D

 

If you want a drive way form a private contractor they need to have 2 things, 1 license and 1 insurance cover.

 

1 giving them permission from the council to carry out such work which connects to highways 1 that confirms they have £500,000 insurance cover.

 

With out the insurance cover they won't get the license to work on council land.

 

the private company holding such insurance will be very expensive £1000 for a good job, as this needs to be charged for the price of insurance policy they have to pay.

 

The council shop round the private company's and give a yearly contract to who ever can supply at the cheapest rate.

 

I paid (rack my brains) £400 ish for a private job quote of £1200 and I have a 6 meter drop kerb.

 

any drop kerb that is installed with out this cover, council permission, or application for the individual job the council can request you pay for the work to be redone.

 

If you have a drive but no drop kerb they can also request you stop and can ask for new kerb stones to be installed which could be normal kerb stones and you would still have to apply later for the drop kerb stones if you wanted a drop kerb.

 

The comfort of having professional work is if there is any breaks they have to come back and fix it, and if anyone is hurt due to such damage you won't get sued.

 

Honestly you will be surprised how cheap! the council are for peace of mind. When that guy knocks next if he wants to earn cash ask him to clean your windows;)

 

The planning issue comes in to affect if you are on a main road as i had concidered an entrance on the small side of my home on the side street, but choose to have it on the main through road then the Planning kicked in ..i think.. its classed as an A road and thats th difference in planning the type of road you connect to.

 

BL:)

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