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You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


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    • Hi all,   Looking for a bit of advice if possible.    Short overview: - Had a Vanquis debt for 2k from 2010 which up until 2016 i was paying amongst others via debt management company. I cancelled my debt management plan to tackle the debts myself which was effective all except Vanquis from whom i had no contact from until 2 months ago when the debt was sold to Lowell. I sent off a CCA request to Lowell and they sent me a Digital Signature Application which is the same format as the one i have posted below. They also sent a set of Terms and Conditions, which had not date on them APR rate etc. To get this matter cleared up i offered a settlement figure of £500 which of course they refused, and sent me a counter offer with a 20% discount. This is as far as i have got with them to date, i did not respond to counter offer and am awaiting their next move.   I had the default that Lowell put on  my credit file regarding the above account, removed by Experian. I wrote to Experian and said that Lowell could not prove the debt was mine and that was all i wrote. A  correction was put on my credit report and the default from Lowell removed, the correction has now dropped off along with the default. As far as i am aware Experian would of contacted Lowell with my dispute and Experian could only remove the default from my credit file with the lenders permission.   I quote from Experian website "If the lender realises their data was incorrect, your report will be updated to reflect this. Note that we can’t change or remove a default on your report without the lender’s permission. However, we’ll do everything we can to help you sort out a dispute."    My question really is, do i have any leverage with Lowell? I would like to settle the debt but do not want to have to pay these bottom feeders any more than i have too. Does the fact that the default being removed from my credit file mean they can not prove the debt  if i was  to take it as far as court? What i am hoping for is to get a low low settlement offer from them so i can clear the debt and move on.   Any help or advice, points of view would be greatly appreciated.
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    • Yup I wondered about that!        
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stripy

Jewellery expert – Forum notification function?

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Posted (edited)

Hi, I couldn't find relevant category, so decided to post here.  Basically, I am a jeweller (jewellery designer/maker), and while waiting for reply to my recent post, decided to search forum by term 'jewellery'.  It brought up quite a few threads, but they were old and reply function was disabled.  So my question is whether the forum has a function to send a notification when this topic (jewellery) is discussed?  Obviously, I'm not always on the forum, however feel that I could contribute with my knowledge of jewellery and how jewellery business work.

p.s. I'm not new to the forum and find it really helpful. 

Edited by stripy
  • Like 1

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Hi

 

'As this is to do with Jewellery from our Main Webpage go down to 'RETAIL AND NON-RETAIL GOODS AND SERVICE' then look under 'Retail Subforums' and go to 'Retailers - High Street - and On-line Stores' this is the area you should post Topics. This is the link to that Subforum:
https://www.consumeractiongroup.co.uk/forum/33-retailers-high-street-and-on-line-stores-forums/

 

The threads you describe in your search as old the main reason they have been locked is exactly that as they are old but they are still available to view as some of the information contained may be useful but as Legislation/Regulations have changed since they were posted they have been locked.

 

Just a small example example of legislation/Regulation:

 

Consumer Rights Act 2015

 

Data Protection Act 2018

 

General Data Protection Regulations 2018

 

These may not have been in force at the time of these old posts.

 


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FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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Hi, thanks for posting – and thanks for the offer.

Your kind of specialist knowledge would be extremely useful if these topics come up. I understand what you're saying – whether it's possible to have an alert sent to you whenever there is a post mentioning "jewellery".

I don't think this is possible – but it's a good idea that we don't have the skills to develop such an application to add onto this forum platform.

A partial solution – but probably not very good – would be for you to follow us on Twitter https://twitter.com/Real_CAG and if somebody posted jewellery problem and happens to mention "jewellery" in the subject line, then that will be part of the title which is tweeted out then it might be easier for you to keep an eye on. However it would mean that you would overlook other threads which were posted which didn't specifically mention that word in the title.

I'm afraid that it's probably rather burdensome if you are busy – but am afraid the anything aim think of at the moment is to visit us regularly and to search on "jewellery" or any other relevant search terms.

Not very good really – that if you do find an opportunity to come in and help with your expertise, that would be enormously appreciated


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