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Charges refunded-Default removal refused- Any advice?


Joa
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Guys, I need a little bit of encouragement. I tell you what it is: I went through the process and Cap1 has finally paid my charges back into my credit card account. But they have refused to remove the default, which was incurred due to these charges. I have made removal of the default a part of my claim. What's more,the Cap1 has informed the court that they have settled in full. The court wrote to ask me to confirm. I know that I am right and that other banks have previously removed defaults in situations like mine. I am thinking of writing to the court to say that the claim is only partially settled. Can you help with a letter, please?

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  • 3 weeks later...

Any update Joa?

HSBC - S.A.R - (Subject Access Request) 30/10/06

 

07/11/06 - Letter refunding cheque and informing statements will be along shortly.

08/11/06 - Statements from Jan-2001 to Jan-2004 rec'd. Requested more but am waiting.

09/11/06 - Sending of prelim request for refund! £913.50

27/11/06 - Letter from Royal Mail, original prelim lost in post!!

06/12/06 - Another prelim sent :(

19/12/06 - Reply from Mr Langdale saying complaint received and that I'll have a proper response by 5th January 07....

 

Capital One - S.A.R - (Subject Access Request) 31/10/06

 

Sent off prelim for £392.00 - All adds up I suppose! 06-12-06

Partial Offer received 19/12/06 - £152, offer accepted as part settlement only......

 

GE Capital Bank - S.A.R - (Subject Access Request) 31/10/06

 

Store card account. Charges approx £200, prelim being sent off in the new year!

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