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Hello

 

I have been going through my credit file as i had a bank data breach this week,

i found an old debt from British gas that should have gone statute barred in 2016

instead i find that British gas added a default notice the month before debt was due to go statute barred.

 

what can i do about it as i have no bills from British gas as all paper work was ruined by a burst pipe in the house.

 

The question is can they add a default notice 8 years after the last payment.

 

 

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Hi and Welcome to the forum.

 

So they added the default marker in 2016 1 month before the debt was statute barred as you had never made a payment or acknowledgement since 2010.

 

You have no paperwork to validate this...but you could send BG a DSAR and request all the data held...once you have this information inform BG to remove it..you can also inform the CRAs by way of a Notice of Correction informing them that the default was placed 5 years and 11 months late. 

 

Andy


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