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Halifax sat on £10,810 for 5 months before refunding it


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I got a shock letter on 11th May from H. mortgages, saying they owed me £10,810!

I thought it was a mistake, as I'd slightly overpaid my mortgage (because I thought it was £10,600+) on 19/12/19

 

Needless, I sent the form in the post paid envelope same day,

still nothing received by Friday 15th s

 

I called them (again) and gave my bank details for the refund (again) including 26 in on the phone waiting to be answered, they said they'd action it IMMEDIATELY.

 

still nothing returned by today,

another 45min on the phone, and they finally told me it'd been sent by slowest available payment (3-5days) and should be with me by next Monday.

 

Needless, I registered a complaint, said I want the 3.74% I was paying them for 13 years, plus daily compensation for the 22 weeks and 2 days delay!

They've told me it'll take up to 8wks to handle the complaint.... opinions?

how much a day can I claim?

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Best to send an SAR, find out what is really going on and how it all breaks down.

Then you will have the ammunition to make a complaint, if necessary.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I have done, but this doesn't answer my question.

How much compensation should I expect for an £11k payment delayed 5 months?

 

Also, please don't quote my message, it's directly above!!!

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you would be entitled to 8% statutory Interest because you have been deprived of being able to invest the money.

 

use the stat int sheet

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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 Halifax RBoS complaints......Halifax Bank of Scotland.......no connection to Royal Bank of Scotland

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Just got a call from Halifax "RBoS" complaints, they only refunded ~£320 in interest for deprivation of funds, rather than the £411.81 from a late payment calculator. they then took 20% income tax from it, which they said I'd have to claim back from HMRC!!!😡 form R40 I presume.

So, only £250 refund for sitting on £10810 for 23 weeks!

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