Jump to content


Cabot Financial - HSBC Loan - phantom payment?


Tabaching
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1438 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Cabot Financial have today sent me a letter re an old HSBC Loan totalling £8694.35.

It had been part of my IVA which failed thanks to HB/ Freeman Jones..

 

.I believed this to be Statute Barred but they have said that I made a cheque payment (I didn't) in 2015 and have sent a list of payments

- I never used a cheque ever to pay this debt it was from my account until the IVA took over.

 

The loan began October 2008 - Cabot state I (debtor) made a cheque payment of £29.42 on 21/08/15 - I didn't...my IVA was ongoing at this time

 

Cabot say they became owners in November 2019 

 

Happy to provide files.

 

Any suggestions?

 

Many thanks

Link to post
Share on other sites

Ask them to provide the cheque number ...account and sort number.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • dx100uk changed the title to Cabot Financial - HSBC Loan - phantom payment?
On 21/04/2020 at 14:14, Tabaching said:

I have done so - the account and sort has already been provided and seems correct

 

Does the information that Cabot have supplied match with your own Bank Statements & Records?

 

Stigman

 

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

Link to post
Share on other sites

  • 3 weeks later...

Stigman, this was so long ago that I do not have the statements. IVA through HB is gone - transferred to Freeman Jones who essentially ignored me. Cabot are lying as I have never used cheques in the past 10 years.

 

Andyorch - no response from them since I asked for proof of cheque.

Link to post
Share on other sites

Have you ever requested a copy of the agreement yet using section 77?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Then send them the following.....that will put them on notice they are in for an up hill struggle to push this through.

 

https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...