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cakebytheocean

DQ received despite Lowell not responding to CCA Request

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Good afternoon all,

 

I am wondering if someone could maybe give me some advice on a current claim I have against me.

 

I have done a lot of research on this knowledgeable site but not sure where to go from here.

 

I received a claim against me from Lowells solicitors for a credit card debt back in Jan/Feb.

 

I did as I thought right after reading on here and sent a CCa request to Lowells and a CPR request to Lowells solicitors.

 

I never received anything so filed a defence basically saying that I denied the allegation and lowell have failed to provide proof etc.

 

I then received a directions questionnaire which I should have bent back 10 days ago but I forgot to send it.  I kept meaning to contact you guys on here to ask how I should proceed as I didnt think that they could proceed without providing the CCA and what with this awful situation that we are all in and being a key worker I have been so stressed with everything I have just forgot about it and It just dawned on me that I havent done it.

 

So I am probably up the creek without a paddle and dont know what to do next.  they havent answered my requstes but I havent sent back the DQ in time.

 

Any advice would be greatly appreciated.

 

Thank you

CBTO

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check the status of the claim on mcol

 

send it now by emailto the court

won't hurt at all under the current covid-19 situation

 

follow the last few posts here

 

 

if you can do the relevant questionaire too in that thread that will help us further

you can use 2nd class for Lowell sols, that's well ok.

dx

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hello

 

In my experience if you do not return the directions questionnaire by the correct date then the court will send an order to you that you must complete it by the date on the order or the case will go against you (essentially this is a reminder).

 

So not to worry.  If you have not received that document then just send the directions questionnaire in and if you have received the order then send the directions questionnaire in before the date of the order.

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posts moved

 

did you email you DQ CBTO?

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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