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NEW DAY CLOSED CREDIT CARD AGREEMENT DUE TO DEBT

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letter sent to me today weve terminated your aqua classic credit card agreement 

demand issued for full final payment of £3,994.69p'

i missed 4 monthly payments due to ill health under the care of a cardilogist .

then the covid 19 arrived so self isolation 

i e mailed these telling them of my situation 

i requested they helped me and kept our corrospondence via letter or e mail.

this they did not and rang me 7 to 8 times a day 7 days per week ,

i did try to ring them back but was put on hold.

also told they was busy dealing with other customers .

please advise me me on what is open to me to resolve this matter

what can they do to me in respect of enforcement 

regards 

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i missed 4 monthly payments due to ill health under the care of a cardilogist 

 

Why did that stop your direct debit ?...If you miss 3/4 payments then you have defaulted on the agreement...so they terminated and issued the demand....very little you can do now.

 

Andy


We could do with some help from you.

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many thanks for your speedy reply 

no direct debit was in force it was paid monthly on demand .

stopped payments i had no money to pay the account only had £94.00 per week tried to keep them informed by e mail would not reply by letter or  e mail.

nothing i can do at all re payment plan ??

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Yes you should arrange a payment plan...but you have now lost the use of the card and will only be able to credit it.....and the bonus of a default marker on your credit file.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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write stop ringing them ever.

 

newday nor any powerless DCA can 'enforce' anything.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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