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You must read the faq's before taking this any further, whilst you were waiting for your statements you would have been wise to read up a bit, most people read up for a couple of weeks before starting, this will serve you well on your claim, trust me, then if you need help post a question, as a pointer you do not send lba after getting your statements you would send in a prelim letter asking for it back, however i must stress read up the basic stuff at least before continuing any further, good luck.

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