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dellnasnoods

Moorcroft and TSB Loan debt - CCA return help

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Received this back today from Moorcroft (see attached), I read the instructions for CCA so didn't sign it.

 

Have I missed something, do I need to sign the CCA request and if not what should a include in my letter back to them.

 

Thanks.

Moorcroft 1st - CCA refusal not signed.pdf

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Moorcroft always say that and yes you can argue you sent a valid CCA Request with the fee (their policies are not the law), if it were me I would resend with a signature that was slightly altered and keep a photocopy of it. 

 

That is just my opinion 


Any opinion I give is from personal experience .

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We never said to cca moorcroft!

their client


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Sorry, who was I supposed to CCA then?

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Their clients


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Sorry, this is misleading me, why am I sending a CCA request to TSB, Moorcroft are the ones chasing the debt.

 

Can't see any posts telling me to send the CCA to either TSB or Moorcroft in reply to your "We never said to cca moorcroft!

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Personally I have always sent the CCA Request to whomever was chasing me because they do have a duty to pass it on to the creditor, however in this case maybe sending it straight to TSB would be good. make sure you keep copies of everything


Any opinion I give is from personal experience .

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20 minutes ago, dellnasnoods said:

 

Sorry, this is misleading me, why am I sending a CCA request to TSB, Moorcroft are the ones chasing the debt.

 

Can't see any posts telling me to send the CCA to either TSB or Moorcroft in reply to your "We never said to cca moorcroft!

 

ok fair dues by Moorcroft like wetcloths are not debt buyer simply chasers for clients .

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Received this from TSB and this is all, not sure what to make of it, my signature is not anywhere and there are dates in the TC's that are after the time I first got the card.

 

What should I make of this and do.

 

Thanks.

tsb_reply_130420_compressed.pdf

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new thread created for this debt

please post here now for it.

 

that's just T&C's and not from takeout date either you say?

 

 

 

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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That's right, I got the tsb credit card in 2013 or 14.

 

Thanks

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not paying are you?

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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I stopped paying it. 

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Received this from Moorcroft with regards to TSB. I can confirm I initially received the Credit card from TSB in July 2014. There is a reference to a 2016 change on the TC's TSB sent plus my signature is nowhere on what they sent.

 

Moorcroft state in this letter that I am currently paying into a plan, this is incorrect, no payments are being made to this account presently.

 

What do you suggest I do.

 

Many Thanks

moorcroft 2nd - 180420.pdf

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nothing


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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